Question about Chase pre approval

MrCreditInternational · ‎06-24-2019

Hello everyone

Had a quick question about Chase's pre approvals. I'm thinking about opening a bank account with them so that I might be able to get a pre approval from then while I'm at lol/24. However, I find that one of my friends has the freedom card and he's willing to add me to his card.

Would being an AU on a Chase card be enough to trigger an offer for me? Will having both bank account and AU card be enough? Should I skip the bank account and just be an AU?

Thanks a lot!

Amex: Platinum (NPSL); HH Aspire ($31,700); BBP ($27,000)
Barclays:Emirates Premium ($44,000)
USB: Altitude Reserve ($20,000); Altitude Reserve ($15,000); Altitude Connect ($1,000)
HSBC: Premier WMC ($28,500)
WF: Autograph ($16,500)
Chase: Freedom ($10,500); Ink Preferred ($5,000)
GS: Apple Card ($4,750)

Started collecting cards: Oct/2018

simplynoir · ‎06-24-2019

Of the two options I'm assuming the safer bet is to open a bank account with Chase and hope you receive a prequalification in branch because I don't think you can receive offers as an authorized user since technically you're not responsible for any charges so there's nothing to tailor your profile to and send out. I could be wrong about that and hope someone can confirm/deny.

M_Smart007 · ‎06-24-2019

@simplynoir wrote:
Of the two options I'm assuming the safer bet is to open a bank account with Chase and hope you receive a prequalification in branch because I don't think you can receive offers as an authorized user since technically you're not responsible for any charges so there's nothing to tailor your profile to and send out. I could be wrong about that and hope someone can confirm/deny.

+1 This ^^^^^^^^