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Question about Discover CLI

csulaguy
Member

Re: Question about Discover CLI

Long time lurker here. Just did another CLI request with Discover, and it was a SP as always. I think you can only do them every so many months, though. 

Message 11 of 15
FireMedic1
Community Leader
Super Contributor

Re: Question about Discover CLI


@csulaguy wrote:

Long time lurker here. Just did another CLI request with Discover, and it was a SP as always. I think you can only do them every so many months, though. 


Welcome @csulaguy 

Congrats. What was the amount of your CLI?



Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

Message 12 of 15
Lou-natic
Established Contributor

Re: Question about Discover CLI

Just posting this, I don't even have a Discover card but take a look at this.

 

DISCOVER FINANCIAL SVCS

Inquired on 07/28/2022, 07/22/2022, 07/14/2022, 07/11/2022, 07/01/2022, 06/24/2022, 06/17/2022, 06/10/2022, 06/06/2022, 05/28/2022, 05/19/2022, 05/13/2022, 05/06/2022, 04/28/2022, 04/21/2022, 04/08/2022, 04/02/2022, 03/25/2022, 03/18/2022, 03/11/2022, 03/04/2022, 02/25/2022, 02/19/2022, 02/11/2022, 02/04/2022, 01/28/2022, 01/22/2022, 01/07/2022, 12/23/2021, 12/17/2021, 12/09/2021, 11/04/2021, 10/28/2021, 10/22/2021, 10/15/2021, 10/08/2021, 09/30/2021, 09/23/2021, 09/17/2021 and 09/10/2021

 

This is just one list of them, there are more. This is from my EXP credit report pulled from annualcreditreport.com just today.

Explains why I get so many "You're Approved!" mailings from DISCO.




3/4/23



Message 13 of 15
csulaguy
Member

Re: Question about Discover CLI

I can't figure out how to quote your post @FireMedic1 . My last CLI was a joke - $500, from $8500 to $9K. But I also had higher than normal utilizations, wihch have since been mostly paid down, so that probably didn't help my case. But Discover is ALWAYS SP AFAIK.

Message 14 of 15
FireMedic1
Community Leader
Super Contributor

Re: Question about Discover CLI


@csulaguy wrote:

I can't figure out how to quote your post @FireMedic1 . My last CLI was a joke - $500, from $8500 to $9K. But I also had higher than normal utilizations, wihch have since been mostly paid down, so that probably didn't help my case. But Discover is ALWAYS SP AFAIK.


Probably right with the util %. Yes its a SP. Click on the post you want to respomd to. Top right blue button. Quote.



Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

Message 15 of 15
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