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Question applied for 2nd card after approval same credit pull ?

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NY2014
Established Contributor

Question applied for 2nd card after approval same credit pull ?

Hi Everyone, I wanted to ask this question because i was thinking about applying for a second card . I was approved last week Chase Hyatt and Barclay,RCI.

My question is do they use the same pull from the first report or is it another hard pull ? Well actually i was looking  either one Business cards,to complete,my inventory LOL  

and the choices, came down to Southwest Business CC or Barclay Business,. if some can chime in some insight or, whats best . much appreciated again thanks everyone ..Smiley Happy

Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Question applied for 2nd card after approval same credit pull ?


@NY2014 wrote:

Hi Everyone, I wanted to ask this question because i was thinking about applying for a second card . I was approved last week Chase Hyatt and Barclay,RCI.

My question is do they use the same pull from the first report or is it another hard pull ? Well actually i was looking  either one Business cards,to complete,my inventory LOL  

and the choices, came down to Southwest Business CC or Barclay Business,. if some can chime in some insight or, whats best . much appreciated again thanks everyone ..Smiley Happy


Chase will not use the same pull.  It will be a fresh pull for any new application.

Message 2 of 7
NY2014
Established Contributor

Re: Question applied for 2nd card after approval same credit pull ?

Thanks YIM. That what I needed to hear.i got cross mixed answers regarding most creditors/banks uses same report within 30 days.but every institution is different . NASA is one I believe ? Ok off the gardens like a ground hog needs to do lol .
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 3 of 7
Anonymous
Not applicable

Re: Question applied for 2nd card after approval same credit pull ?


@NY2014 wrote:
Thanks YIM. That what I needed to hear.i got cross mixed answers regarding most creditors/banks uses same report within 30 days.but every institution is different . NASA is one I believe ? Ok off the gardens like a ground hog needs to do lol .

Good decision.  Keep in mind NASA is a CU and most CUs are very different.  Gardening is good for you my friendSmiley Happy..

Message 4 of 7
NY2014
Established Contributor

Re: Question applied for 2nd card after approval same credit pull ?


😂😭👍🏻
Yes lock the gate behind me please
Thank you All ..
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 5 of 7
Anonymous
Not applicable

Re: Question applied for 2nd card after approval same credit pull ?


@NY2014 wrote:

😂😭👍🏻
Yes lock the gate behind me please
Thank you All ..

Done..Smiley Tongue

 

images.jpg

Message 6 of 7
NY2014
Established Contributor

Re: Question applied for 2nd card after approval same credit pull ?



LO L
That is so Funny
Thanks
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 7 of 7
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