Re: Question for those of us that work in retail..

fltireguy · ‎05-02-2017

Just curious, for those of us that work in retail, as I do...
What is the most popular credit card product that you see being used for payment on a daily basis? I realize that this will vary geographically as well...

As far as I am concerned, I see more Chase Freedom cards than anything else here in Central Fl.

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

Aduke1122 · ‎05-02-2017

Chase was The majority of the ccs I used to see when I managed retail

Aduke1122 · ‎05-02-2017

I was in Jax FL at that time

Anonymous · ‎05-02-2017

Chase cards are the most prevalent I've seen.

Anonymous · ‎05-02-2017

Here in the northeast

Anonymous · ‎05-02-2017

I see dozens of cards a day and I would have to say Chase has a majority of the market here in Chicago. Southwest Visa being the most popular (why I don't know lol). Amex would be in the running for second place

ilovelisa · ‎05-02-2017

For personal cards, I see Capital One Quicksilvers and Wells Fargo Visas multiple times per day. Chase Freedom is a rarity.

However, the majority of credit cards I process are business cards. Everybody has a Chase Ink card.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

Anonymous · ‎05-02-2017

I see a lot of visa debit cards and a lot of people trying to explain their debit card is a credit card.

JimmyWayne · ‎05-02-2017

It's funny as I was just discussing this with a friend of mine. Memphis area here...

1. Regions Bank Debit Cards without a doubt the number one form of payment.

2. Capital One QS/Platinum

3. Chase

4. Discover

5. Amex

toadsworth · ‎05-03-2017

Chicago suburbs here,
1. Chase debit cards
2. Chase Freedom/Freedom Unlimited
3. Amex Gold
4. Capital One platinum

Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit

Question for those of us that work in retail..

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Question for those of us that work in retail..