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My score was 703 EXP, and was approved for 7k!......My CSP hadnt even reported yet...... AMEX at the time was my highest limit at 3k on the BS.. so they denied me a CLI but gave me more than double on the new account....
@Yodah wrote:My score was 703 EXP, and was approved for 7k!......My CSP hadnt even reported yet...... AMEX at the time was my highest limit at 3k on the BS.. so they denied me a CLI but gave me more than double on the new account....
I got a counteroffer instead of the 3x CLI on my Delta card but a few days later was approved for the ED card anyway and Green card too.
Only had the delta barely under a month but put decent spend through it.... How long did they take to counter you on the delta, was it immediate? Wondering If I got turned down due to being under a month or 61 days still lol... Wonder if under a month with AMEX and applying for a new one already is bad Considering I tried the Delta and Green same day and got the delta and denied the green during my last approval with them... So many questions, I know
@CreditCuriousity wrote:Only had the delta barely under a month but put decent spend through it.... How long did they take to counter you on the delta, was it immediate? Wondering If I got turned down due to being under a month or 61 days still lol... Wonder if under a month with AMEX and applying for a new one already is bad
Considering I tried the Delta and Green same day and got the delta and denied the green during my last approval with them... So many questions, I know
I think Amex doesn't love it. I got the PRG, hit the spending req in about two months and then applied for the BCP. They declined me the main reason being the PRG was too recent. I think since they give such good signon bonuses they try to guard against people just getting their cards for that. All the same, since it's just a SP I would go for it anyway, no harm can come of it. You can always 3x CLI!
Ugh choices.. Wondering if I should wait for my 3x27 or 28 day request letter I put in seeing if it states I did it to early or actually rejected it for other reasons.. That EXP pull might be used for better things, on other hand if I get a 3k-4k SL then it is worth it due to 3x31 or 61 whatever it is... Oh the choices I gotta make. My poor seedling my get town from the roots
Going to wait to see what my CLI denial letter says then decide to apply or not that way it will be 31 days regardless.. Whether I asked to early or other reason.. I have plenty of credit already.. Just gardening is soooo boring.
@CreditCuriousity wrote:Going to wait to see what my CLI denial letter says then decide to apply or not that way it will be 31 days regardless.. Whether I asked to early or other reason.. I have plenty of credit already.. Just gardening is soooo boring.
Boring but it'll be worth it when those high limits and low APRs start rolling in.
@Anonymous wrote:
@CreditCuriousity wrote:Going to wait to see what my CLI denial letter says then decide to apply or not that way it will be 31 days regardless.. Whether I asked to early or other reason.. I have plenty of credit already.. Just gardening is soooo boring.
Boring but it'll be worth it when those high limits and low APRs start rolling in.
Yeppers... 2-3k Limits don't do it for me anymore.. Although AMEX is a bit different due to 3x and backdating.. Otherwise ya need 5k+..
@CreditCuriousity wrote:Only had the delta barely under a month but put decent spend through it.... How long did they take to counter you on the delta, was it immediate? Wondering If I got turned down due to being under a month or 61 days still lol... Wonder if under a month with AMEX and applying for a new one already is bad
Considering I tried the Delta and Green same day and got the delta and denied the green during my last approval with them... So many questions, I know
Did my CLI on the 61st day way back in August. Requested the 3x but got the counteroffer instantly to double my CL instead. I ran a lot through the card and had a relatively small balance at the time of applying.
@chalupaman wrote:
@CreditCuriousity wrote:Only had the delta barely under a month but put decent spend through it.... How long did they take to counter you on the delta, was it immediate? Wondering If I got turned down due to being under a month or 61 days still lol... Wonder if under a month with AMEX and applying for a new one already is bad
Considering I tried the Delta and Green same day and got the delta and denied the green during my last approval with them... So many questions, I know
Did my CLI on the 61st day way back in August. Requested the 3x but got the counteroffer instantly to double my CL instead. I ran a lot through the card and had a relatively small balance at the time of applying.
Ya I think 27 or 28 days might of pushed it ... I put 600 through since I have had it... Not bad, but meeting the CSP and delta at same time spend requirements is well tough lol.. Once my parents AU cards come and I ship it to them it will be poof done, so not sure why I am worried about meeting it with the CSP..
Ya owe nothing on AMEX pay it each time It posts.. Think 31 days might of been a bettter option to do it with, but had to test the waters to see if 27 or 28 days was possible for me... Really curious what that letter will state.. checked my spending and I can deffinetly at least go to 2k spend on the card of 1k limit.. 3k said nope, but this was a week or so ago.. Curiousity gets the best of me..