Questions about CapOne 6 mo Rule

[Anonymous]

Say I got approved for a CapOne MC 3 months ago and want the Cabellas Visa, which is now underwritten by CapOne. Does the 6mo rule still apply or only for cards on CapOne website?

Thanks!

[SomewhereIn505]

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@Anonymous wrote:

Say I got approved for a CapOne MC 3 months ago and want the Cabellas Visa, which is now underwritten by CapOne. Does the 6mo rule still apply or only for cards on CapOne website?

Thanks!

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I’m not 100% certain, but believe you are.

[Anonymous]

I just got approved for the Saks 5th Ave card which is issued by CapOne!   I guess they don't for some reason?

[Anonymous]

I got the co-branded Kohl's card two months after a new QS.

[Anonymous]

I don’t even think the 6 month rule is as hard and fast as you might think, because I got denied a card about 4 months ago and just got approved a few days ago. I knew it hadn’t been 6 months, but I thought, “What the heck.” Tried it, and got approved. Only the $300 credit steps limit, but it’s something. And better than the fully secured card they offered me when I got denied 4 months ago.