@Dw4250 wrote:
Short answer is yes...FIA (the bank that issues the Fidelity card) and BOA are the same bank, so if you are blacklisted by one it'll affect approval for the other. Not sure how long BOA keeps people blacklisted. How bad did you burn them? Was the debt paid?
BTW AMEX would have nothing to do with the decision. Completely different bank...
Oh okay thanks alot. I did burn BOA for close to $2k but the debt was paid in full. As a matter of fact, they actually paid it off themselves. I had this credit protection plus on the BOA card as of the time and did experience a qualifying event that I eventually filed a claim for. The downside is the claim was approved much after the card charged off and got sent to collections but they did pull back the account, paid it off and deleted all the negative entries reported on my credit. So technically I burned then but not in the real sense. Anyways I'm just gonna cross this card off my wishlist cos right now I can see how it's gonna go down. Thanks all for the answers.
