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Hi everyone
So I recently got pre-approved for Capital One QuickSilver card, the visa , but not the Signature . They gave me the highest APR 22.9 which is way too high. I don't really care for the APR but just I feel like my credit and scores are better than that. any way I have wanted this card so bad before, because unlimited 1.5 on everything. But now I am hesitant because recently I got the Citi Double card where I can get 2% instead.
My question what do you guy think , should I apply for it ? I have got Capital secured card for 2 years now , my limit is $750 but I only deposited $99! So I was thinking if I opened new QuickSilver card I might be able to transfer this credit limit to the new one maybe? the non secured credit limit $ 650.
About my credit , I have the following cards and loan so far:
BofA cash rewards $15000 limit , started as $300 secured . 2.2 years
Capital One : $750 limit, still secured only deposited $99 tho. 2.00 years
Amex Castco: $15000 limit, 1.5 years
Chase Sappahire : $7500 limit, 1.4 years
Toyota lease , installment loan: $11000, and about $7500 balance. One year old
Chase Freedom: $7500 limit, 8 moths
Citi Duoble Cash: $15000 limit, one month old
Amex Blue everyday: $4500 limit , 3 days old
I haven't gotten the card yet, nor reported on my credit report either.
AAoA is 1.3 Experian Fico 724 .
Any thoughts? , I think I need to garden after my last two cards ,, lol
Don't do it!!!!
Triple pull.. You have alot better cards already!
All your cards are better .. especially Citi double cash @ 15k cl!!
@CreditCuriousity wrote:Don't do it!!!!
Triple pull.. You have alot better cards already!
@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!
+1, Plus Capital One doesn't combine limits.
@CreditCuriousity wrote:Don't do it!!!!
Triple pull.. You have alot better cards already!
@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!
+1