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Quicksilver CAPITAL ONE mail offer

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Himo
Valued Member

Quicksilver CAPITAL ONE mail offer

Hi everyone 

So I recently got pre-approved for Capital One QuickSilver card, the visa , but not the Signature . They gave me the highest APR 22.9 which is way too high. I don't really care for the APR but just I feel like my credit and scores are better than that. any way I have wanted this card so bad before, because unlimited 1.5 on everything. But now I am hesitant because recently I got the Citi Double card where I can get 2% instead. 

 

My question what do you guy think , should I apply for it ? I have got Capital secured card for 2 years now , my limit is $750 but I only deposited $99! So I was thinking if I opened new QuickSilver card I might be able to transfer this credit limit to the new one maybe? the non secured credit limit $ 650.

 

 

About my credit , I have the following cards and loan so far:

 

BofA cash rewards $15000 limit , started as $300 secured . 2.2 years 

Capital One : $750 limit, still secured only deposited $99 tho. 2.00 years

Amex Castco: $15000 limit, 1.5 years

Chase Sappahire : $7500 limit, 1.4 years

Toyota lease , installment loan:  $11000, and about $7500 balance. One year old 

Chase Freedom: $7500 limit, 8 moths

Citi Duoble Cash: $15000 limit, one month old

Amex Blue everyday: $4500 limit , 3 days old Smiley Happy I haven't gotten the card yet, nor reported on my credit report either.

 

AAoA is 1.3  Experian Fico 724 . 

 

 

 

Any thoughts? , I think I need to garden after my last two cards ,, lol

 

Message 1 of 6
5 REPLIES 5
CreditCuriosity
Moderator Emeritus

Re: Quicksilver CAPITAL ONE mail offer

Don't do it!!!!

 

Triple pull.. You have alot better cards already!

 

All your cards are better .. especially Citi double cash @ 15k cl!!

Message 2 of 6
Anonymous
Not applicable

Re: Quicksilver CAPITAL ONE mail offer


@CreditCuriousity wrote:

Don't do it!!!!

 

Triple pull.. You have alot better cards already!

 

@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!


+1, Plus Capital One doesn't combine limits.

Message 3 of 6
Anonymous
Not applicable

Re: Quicksilver CAPITAL ONE mail offer


@CreditCuriousity wrote:

Don't do it!!!!

 

Triple pull.. You have alot better cards already!

 

@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!


+1

Message 4 of 6
Himo
Valued Member

Re: Quicksilver CAPITAL ONE mail offer

You are right!
Message 5 of 6
Himo
Valued Member

Re: Quicksilver CAPITAL ONE mail offer

I didn't know that. Thanks!
Message 6 of 6
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