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Quicksilver CLI denied

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xvassagox
New Contributor

Quicksilver CLI denied

Tried to do a CLI on the site a couple of days ago and was told it was under review. Got the denied message today saying that: Recent usage of this account's existing credit line has been too low. Typically I only charge around 100 bucks a month on it. Wonder what the threshold is for them to increase my credit line.


Sock Drawered -
Equifax Bankcard 8 - 830 - 4/21 | Experian Score 8 - 812 - 5/26 | TransUnion Score 8 - 810 - 5/1
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Quicksilver CLI denied

I'm guessing that they want to see you spend a lot on the card 

Message 2 of 7
Anonymous
Not applicable

Re: Quicksilver CLI denied

Cap one loves heavy usage, id say $500 a month should be enough for them to give you a cli
Message 3 of 7
Anonymous
Not applicable

Re: Quicksilver CLI denied


@xvassagox wrote:

Tried to do a CLI on the site a couple of days ago and was told it was under review. Got the denied message today saying that: Recent usage of this account's existing credit line has been too low. Typically I only charge around 100 bucks a month on it. Wonder what the threshold is for them to increase my credit line.


What's the CL right now? If your at let say 8000 and your only using 100 of course they won't give you a CLI they see it as you don't need it. For me I was at 500 CL for QS1 and platinum. After first statement cut I got increase to 3000 and 2000 and now even after heavy use of maxing it out and paying it off twice I still couldn't get a CLI. It says account recently got increased

Message 4 of 7
OmarGB9
Community Leader
Super Contributor

Re: Quicksilver CLI denied

Clearly they want to see some more usage. Show it plenty of love for the next few months and try again.

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Message 5 of 7
xvassagox
New Contributor

Re: Quicksilver CLI denied

Thanks all. I have an $11,000 credit line on it. This card is like my personal account that I use to spend on stuff that I want, all my other cards get more usage as those are the shared expenses that I have with my wife. Guess I need to spend more on myself!


Sock Drawered -
Equifax Bankcard 8 - 830 - 4/21 | Experian Score 8 - 812 - 5/26 | TransUnion Score 8 - 810 - 5/1
Message 6 of 7
Anonymous
Not applicable

Re: Quicksilver CLI denied

I just got turned down for a CLI too. I don't know the reason yet as I have yet to receive anything, but I do use my card a lot. I know I am in the credit steps program so maybe they just want me to wait. I know they gave me an increase on my QS1 after the 2nd statement and I was hoping they would do the same with the QS.

Message 7 of 7
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