So my profile consists of the following:
Wells Fargo Secured - $1000 (October 2014)
October 2015:
Capital One Platinum - $500
Discover Chrome -$500
VS- $150
March 2016:
Home Depot $2500
Wayfair $750
Prequal site is showing Cap one quicksilver one. My scores are 631 EX, 631 TU, and 670 EQ. I have an unpaid judgement from 2010. 4 inq on TU, 8 inqs on Ex, and 25 on EQ due to auto loan apps during rebuild. I have asked for several CLIs from Capital One but all have been denied. The platinum card was just increased from $300 to $500 during credit steps program. I just recently apped for Wayfair and Home Depot. Both gave me higher limits than capital one. If my credit scores are about 100 POINTS higher than they were when I apped for platinum card, will Cap1 still only give me a $300 or $500 SL since I burned them in the past or will they potentially offer something higher? I paid off the charge off back in September. I don't want to waste 3 hard pulls for a $300/$500 SL. Anyone have any thoughts or insights on this?
I want a card that I can have a decent enough credit line to place my monthly spend on...I usually spend about 3-4K and I make about 120,347per year.
Anyone have any thoughts or insights on this?
