RBFCU vs SSFCU?

[baller4life]

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@OmarGB9 wrote:

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@baller4life wrote:
Lol no 1 hp EACH. They base their approvals off your entire profile...income,scores,dti. Both good CUs. So no reason not to join both.

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lol the way you initially worded that made it seem like it was only one HP for both.

Alright well then I guess I'll go for both. Are they pretty generous?

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Yes they are generous. I would wait till your util updates to pull the trigger. Your income may be a lil low for a huge SL. But, I'm sure you will be please and it will grow with you.

[Ron1]

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@baller4life wrote:

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@OmarGB9 wrote:

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@baller4life wrote:
Lol no 1 hp EACH. They base their approvals off your entire profile...income,scores,dti. Both good CUs. So no reason not to join both.

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lol the way you initially worded that made it seem like it was only one HP for both.

Alright well then I guess I'll go for both. Are they pretty generous?

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Yes they are generous. I would wait till your util updates to pull the trigger. Your income may be a lil low for a huge SL. But, I'm sure you will be please and it will grow with you.

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+1

[Ron1]

Firstmark CU is also good. They are similar.

Ron.

[baller4life]

Ron does Firstmark pull TU too?

[Ron1]

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@baller4life wrote:
Ron does Firstmark pull TU too?

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Yes.

Ron.

[OmarGB9]

I've never heard of Firstmark. I did a quick Google search and see they're based out of San Antonio. But I don't live there. Would I still be able to qualify?

[Ron1]

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@OmarGB9 wrote:
I've never heard of Firstmark. I did a quick Google search and see they're based out of San Antonio. But I don't live there. Would I still be able to qualify?

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You might not quaify. You have to go to membership page to see if you aualify

Ron.

[OmarGB9]

Yea I just looked into it, and I definitely don't qualify.

Oh well. Still looking forward to SSFCU and RBFCU.

[Ron1]

Good luck whiatever you decide.

Ron.

[ScoreOrBeScored]

Rbfcu is my primary !! I love it and love what they offer.

720 will get you best rate on all products (excluding mortgage)

they pull TU and is good for 45 days.

PLOc is hidden T/L for me and love it.... I also love how many times throughout the year, they allow you 

to skip CC payments and around the holidays they allow you to skip a month of your car note . Live it.

theyd rather allow you to skip it during the holidays than for you to be late or default due to holiday shopping etc.

(optional if you'd like to participate and of course the payment is placed on back of the loan)

with your income , I'm not sure how bug of a limit you will get. I would expect $5k. But they do give big limits as long

as your file and income supports it. I have no experience with the other CU, just RBFCU