Fixing my credit which card to add?

[JoshuaHolySpirit]

BOA 99/500 don't appear for everyone. It is a targeted offer.

Applying for BOA 100% Secured costs a HP and no guarantee of approval since there is  ''BOA Baddie too soon''.

[TRC_WA]

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@pazuzu wrote:

"BANK OF AMERICA  BAL  JUNE 2016  balance $1,296 written off $5,152"

Opie won't get anything from BoA with this reporting.

And myficoers are tellin opie to go for the 99/500.......

Is this real life?

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+1

Best response in the thread.

[Anonymous]

Thanks. ! As of today, BOA baddie was deleted after a 623 dispute direct to to CEO office! My fear of going back to BOA is that their internal system still shows my baddie.

I am very confused, maybe I should just rebuild using my existing trade lines without applying for new credit.

After paying off my credit cards my scores today are EQ- 626 EX 617 and TU 632 *yet to update

I appreciate your support folks!

[Creditaddict]

Yeah don't go back to BofA right now!

[baller4life]

Yeah my bad I missed the part that you have a BOA CO. Uhh yeah that's a NO!

[Anonymous]

I had a paid CO with BoA from almost 7yrs ago and am still blacklisted.

[Anonymous]

so Yesterday my reports all updated  with my Utlization now down to 24% ... and my TU =662...!! Happy for myself atleast one Score is going up fast! 

I Went to RFBCU and applied for a credit card and was approved for $1000  .I Requested $5000 But they rejected that and counter offerd with 1000.. Not bad for me given that the reason for rejection was 'Not enough experience handling credit limits of That amount'

They only Pull TU FYI!

So now am off f to garden for  the Rest of 2015

RFBCU $1000

Capital one $500  Bal $3

Capital one $300  Bal $8

 JCpenny $550  Bal $0

Walmart $300 Bal 0.45 Cents!!

EQ 626 TU 662 EX 617

[baller4life]

Congrats RBFCU is on my radar as well for the fall!

[Creditaddict]

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@Anonymous wrote:

so Yesterday my reports all updated  with my Utlization now down to 24% ... and my TU =662...!! Happy for myself atleast one Score is going up fast! 

I Went to RFBCU and applied for a credit card and was approved for $1000  .I Requested $5000 But they rejected that and counter offerd with 1000.. Not bad for me given that the reason for rejection was 'Not enough experience handling credit limits of That amount'

They only Pull TU FYI!

So now am off f to garden for  the Rest of 2015

RFBCU $1000

Capital one $500  Bal $3

Capital one $300  Bal $8

 JCpenny $550  Bal $0

Walmart $300 Bal 0.45 Cents!!

EQ 626 TU 662 EX 617

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do chat with jcpenney and ask for a CLI to $5k, they will counter. if they ask you are looking at furniture!