Reached my limit with BofA

[AverageJoesCredit]

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@SouthernCredit wrote:

@AverageJoesCredit The Cash Rewards, the card they took limit from, sees a good bit of shuffle, as I frequently take advantage of the 12 month 0% BT offers; sometimes a lot, sometimes a little, but I almost always have a BT being paid down. Premium Rewards was just wishful thinking, and not really needed. 

I did failed to mention that I do have a decent relationship with BofA, as they hold my primary checking, savings, and a Merrill IRA, as well as the 2 cards and auto loan.

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Ok, thanks for sharing. Still some good  limits lol. Id say just keep trying  every few months or maybe try talk8ng to your personal  banker?. Good luck

[GmbH]

I will second that, I jokingly said to my banker once can you double limits on my cards and he said *uck yeah man (he has been my banker for 7+ years at the time), long story short that put me over 50K on both of my BofA cards. 

[kdm31091]

In all fairness, the CLI form does mention "you understand we may use your other accounts available credit to approve this CLI" or something along those lines. Pretty common with BoA. Luckily like you said you can just call and get it rearanged.