Ready to dump FP and Credit1.....Advice???

[CreditCuriosity]

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@Anonymous wrote:

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@brizle423 wrote:

Also got an email saying 30 days.....

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That's normal.  Call the recon number listed in the backdoor sticky.

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It is a verification issue.. Call the back-door # if you were pre-qualified you are 99% approved..It is in the sticky section of this forum

[brizle423]

Okay I will def. do that.

Just curious -- if they try and give me a low limit ---- should I tell them about Cap1 $1000 and Discover $1400 - that haven't reported yet?  Or just keep quiet?

[CreditCuriosity]

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@brizle423 wrote:

Okay I will def. do that.

Just curious -- if they try and give me a low limit ---- should I tell them about Cap1 $1000 and Discover $1400 - that haven't reported yet?  Or just keep quiet?

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Keep quiet IMO...

[brizle423]

So I haven't called yet --- what happens if I just wait it out?

[Creditaddict]

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@brizle423 wrote:

So I haven't called yet --- what happens if I just wait it out?

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you get a letter in a week to call in... CALL!

[brizle423]

Thanks CA -- yeah I know I should call. I just hate calling in - fear of rejection I guess.

[Creditaddict]

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@brizle423 wrote:

Thanks CA -- yeah I know I should call. I just hate calling in - fear of rejection I guess.

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it's your finances and your credit... people need to get over this fear... you are only hurting yourself!

[CreditCuriosity]

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@Creditaddict wrote:

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@brizle423 wrote:

Thanks CA -- yeah I know I should call. I just hate calling in - fear of rejection I guess.

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it's your finances and your credit... people need to get over this fear... you are only hurting yourself!

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^+1.. Fight for it..  That is what they want to see and you will be approved.

[brizle423]

Well i called -- answered questions - they said I have to fax in copy of my ID - and I'll get my answer in the mail....

Is this good?

[CreditCuriosity]

Yes you are approved...  Do what they ask and fax it in...  It is an approval