Recent App Spree (2 week period)

[Anonymous]

Hello! I'm happy so far with the results of this.

- 8 applications
- 6 approvals / 2 pending

Me: 25k annual income, age 24, my credit scores are posted below.

Credit before applying:

Chase Freedom 500 limit (moved to other Card)
Chase FU 5900 Limit

1 Chase AARP (instant approval 2500 SL)
2 Chase Slate (pending, phone call fraud verify info, approved 1.5k SL)
3) U.S Bank Cash+ (pending 7-10 day message)
4) Discover Miles (instant approved 4.5k SL)
5) Amex Blue Card (instant approval 5.9k SL)
6) Target Redcard (instant approval 500 CL)
7) Lowes Advantage Card (instant approval 6037 CL)
8) Discover IT Card (pending 2-3 day message)

Should I stop here? I've been approved 6/8 times.

Transunion: 742 Equifax: 741 Experian: ill know next month

Looking for advice. All these apps are within 2 weeks. Should I stop applying?

[Anonymous]

I have 0 inquiries and 0 derogatory marks pre-application

[CreditInspired]

Yep. Time to go to the garden and let those CCs age. And, congratulations on a great collection of cards.

[Anonymous]

When do you think I should start applying again? My age of credit is currently 3.9 years before these tack on. I know it'll drop a bit temporarily. Student loans are aged up to 5.9 years. Other cards 1 year 8 months / 1 year 2 months.

I'm thinking until Christmas time.

[CreditInspired]

Definitely a minimum of 6 mos. IMO, I think 12 mos would be better!

[Anonymous]

Congrats on your new cards. 

[Anonymous]

Thanks !!

[805orbust]

+1 on 12 months here. You got a good haul this time. Cultivate your garden and it will grow nicely.

[AverageJoesCredit]

Great spree but oh yeah, time to rest up. Remember to not app just because you can or its fun. You did well, let this grow and age. In a year , reevsluate what your lineup looks like and what is and isnt working for you. Remember let the cards support your lifestyle and youll have much more happiness.

Great name by the way

[Anonymous]

I appreciate all the advice ! Thanks for the name compliment too!

I applied for most of these for specific benefits - however the biggest issue was that my credit line was at 2000 for a very long time.

My credit limit is now around 27000 with 2 pending apps remaining, so I am going to increase my account ages again and focus on keeping my utilization low (much easier now)