Recon CHASE - no go - may try again.

[Anonymous]

I was declined for Chase Freedom. Called and tried to recon - he stated he just couldn't get past my open tax liens.

I may try again, but it's probably not going to happen.

[ojefferyo]

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@Anonymous wrote:

I was declined for Chase Freedom. Called and tried to recon - he stated he just couldn't get past my open tax liens.

I may try again, but it's probably not going to happen.

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I highly doubt they will look past the tax lien. How much are they for? If it's for a really low amount you might be able to catch a nice analyst on a good day and that's a far cry at times. 

[Anonymous]

I have a very large tax lien in my file, and I successfully reconned the Freedom the end of May. Sounds like the analyst just pulled up the first reason available.

[ojefferyo]

is it still open? what's the status on it?

[Anonymous]

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@ojefferyo wrote:

is it still open? what's the status on it?

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It was paid off in March, but still shows as open in my files. It's over 7 years old, though. That may be a factor.

[TRC_WA]

Chase is just a PITA lender with retarded new account policies.

I was denied about 6 months ago for Freedom.. citing my 6 year old BK13 in which they were not included.  Recon request for a $500 Freedom to get in the door... nope, still denied despite perfect history for 2 years on $5k-$10k cards.

In a matter of months when the Ch 13 falls off my reports they'll be throwing cards at me.

[Mattopotamus]

Chase is definitely one of the more stingy providers. In my case it was the 5 accounts in two years and they wouldn't budge.

[Anonymous]

Chase sure is a tough cookie. They are very conservative and I had to beg pretty hard to recon from the initial $2,500 to $5k when I first got the card.

[Anonymous]

So I checked my Cap one prequal again after having Venture 1 (10K) and Quicksilver 1 (3K) for a month, I came up pre approved for Venture and Quicksilver.

I apped for Quicksilver (didn't want the AF on venture, and doubtful I'd hit the spend bonus) and was instantly approved for a 3K Quicksilver.

Hey, if Cap 1 loves me, I love them too. No need for more cards, and no need to apply anywhere else.

[Anonymous]

you have already wasted the 1, potentially 2 inquiries with chase. call them back at the EO. I reconned twice with them yesterday for my IHG/Hyatt apps. Super rude.

Then today when my 2nd inquiry showed up, I called in. Super polite, her reasons and explanations were totally different than the previous reps...

And dont forget you can also do another recon that risks a further inquiry, where the EO will write you a letter with their response. At least that was my case last december.

I know credit can change fast...but seriously chase, 6 months ago there is no reason why you would deny me twice for the freedom...then later on approve me.  I firmly believe it was all to do with the reps I delt with in december, yesterday, and today.

KEEP CALLING!