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Reopen Chase Freedom?

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stagefoursurvivor
Established Contributor

Reopen Chase Freedom?

I closed my Freedom in March due to a low CL and transferred the CL to Slate.

Anyone have any experience reopening with Chase? Would I need to reapply anew? Transfer from my other Chase accounts? Would I still get the 0% APR for 15 months?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 1 of 16
15 REPLIES 15
myjourney
Super Contributor

Re: Reopen Chase Freedom?

Some lenders will reopen before 90 days but chances are HP happy Chase will want you to reapply 

Only way to know for sure is call and ask ....can't hurt 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 16
Anonymous
Not applicable

Re: Reopen Chase Freedom?

No, it won't be re-opened.  You will have to apply all over again.

Message 3 of 16
FinStar
Moderator Emeritus

Re: Reopen Chase Freedom?


@Anonymous wrote:

No, it won't be re-opened.  You will have to apply all over again.


Yes-Its-Me is correct. 

 

OP, you will have to reapply again.  Unless your card was was enrolled in a specific program, it will not be reopened.

Message 4 of 16
stagefoursurvivor
Established Contributor

Re: Reopen Chase Freedom?

Not sure what you mean by a "specific program"?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 5 of 16
Anonymous
Not applicable

Re: Reopen Chase Freedom?

How many cards have you added in the last 2 years.  If it's more than 5 you won't even be able to reapply for the Freedom.

Message 6 of 16
stagefoursurvivor
Established Contributor

Re: Reopen Chase Freedom?

5 with Chase or total?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 7 of 16
Anonymous
Not applicable

Re: Reopen Chase Freedom?


@stagefoursurvivor wrote:

5 with Chase or total?


Total

Message 8 of 16
stagefoursurvivor
Established Contributor

Re: Reopen Chase Freedom?

Uhhhh Irish?

With all due respect, I got my IHG, Slate, AARP & United in the past 4-5 months with roughly 20-25 new cards in the past 7+ months. I was declined for Amazon but, that may heve been due to applying for 3 within a few weeks.

Once I finally "broke through" it seems Chase is giving me any card. Interestingly, none were "instant" but, while pending appeared in my online account within hours of apping.

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 9 of 16
Anonymous
Not applicable

Re: Reopen Chase Freedom?

Chase changed their policy..have you been reading the forums? The policy only applies to their own cards..freedom, slate, and CSP. Not co-branded cards.
Message 10 of 16
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