Resident vs mailing address

[Anonymous]

Hey all! Completely new to this forum and I’ve tried to search for my answer and cannot find it so... my question is, I applied for a CC and I have a residential address and mailing address. I already have a secured card with them and put in all the same information. Time has elapsed and I am ready to get an unsecured one. I applied and then they emailed me to upload my DL & I’m confused what exactly they’re wanting to see on it? My DL shows my residential address because and I just recently had to add a mailing address. I updated everything on the secured card adding my mailing address. I don’t wanna mess anything up I’ve worked hard to get my score where it is. I don’t want to upload my DL if I need my mailing address on there when I already submitted it to DMV over the internet. If I’m not making sense sorry. Hope someone can help me here! Thank you.

[Remedios]

Are both physical addresses or is one PO Box? 

Most applications have " No PO Box" language already there to be compliant with Patriot Act. Issuers want verifiable addresses. 

Your drivers license should have the address where you actually live and so should the issuer. 

Some  applications have secondary address field where you could put your mailing address. 

If you've previously notified them of both physical and mailing address, you should be fine. 

[pizza1]

Welcome to the forums!!

Resident address is your physical address, and address stated on your DL.
Mailing address is where you want your mail/documents mailed too. It can be a different physical address or a PO BOX.

When you apply, you need to apply with your resident address, and then you can always change it later to a mailing address.

They may want to confirm your DL to what address you put on the app. Its a verification thing.

[Anonymous]

Thanks so much! I put my residential address as reported and my mailing address as reported so I’m going to upload my info it has my residential address on it and that’s what I was wanting to know, is that what they want to see! So thank you!

[Anonymous]

Thank you for this information!! My residential address matches my DL and that’s what they want me to send in. I was just confused because I had zero issues with the secured card and now this! So I should be fine uploading it with my residential address on it correct? Thank you in advance! You guys rock here!

[Anonymous]

Oh and no PO BOX, it did allow me residential and mailing address just confused why upload but I’ll do it!

[Remedios]

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@Anonymous wrote:
Thank you for this information!! My residential address matches my DL and that’s what they want me to send in. I was just confused because I had zero issues with the secured card and now this! So I should be fine uploading it with my residential address on it correct? Thank you in advance! You guys rock here!

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Yes, you should be fine because address on file matches address on ID. 

Don't stress request for ID documents. They are common these days and it might be they are just making sure it's really you who applied. 

Looking forward to seeing an approval thread from you. 

[Remedios]

@Anonymous  Thank you for that information, however, it's really not applicable to OPs situation. 

Lets not stress them even more, there is no hacking involved here. 

[Anonymous]

@Remedios - Thank you so much! You really put my mind at ease! I will keep you posted for sure!!

[Anonymous]

@FreeIsForMe2019
Oh WOW!!! I’m truly amazed by your turn around in your credit score! Not sure if the correct place to ask about this but I need to help my son. The way I did it took quite a while! Seems like you got yours up there within a short amount of time! Would you mind sharing what you did please?