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Rewards cards??

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Anonymous
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Rewards cards??

At the moment I have 5 new credit card accounts(1 not reporting yet) and 1 student loan account. On my credit report I have about 10 student loans which are all closed and have lates from 2009-2010. I have 1 judgement from last year and 1 collection which should fall off soon.

 

What rewards cards in your opinion would be easiest to get with my profile. Aside from C1 QS Smiley Happy

 

I am interested in Chase and Citi but I think it might be a while before I can get approved for those.

 

Store cards like Amazon are not off the table. I shop there way too often.

Message 1 of 5
4 REPLIES 4
Pway
Valued Contributor

Re: Rewards cards??

Chase will be a no go at this time, they have strict 5/24 policy.  Barclays maybe? 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 5
Anonymous
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Re: Rewards cards??

Barclays is a no-go without 1-2 years of payment history on at least two revolving accounts.

Message 3 of 5
Anonymous
Not applicable

Re: Rewards cards??

Citi is a no-go without at least a year of good history as well, the way I understand it.
Message 4 of 5
Anonymous
Not applicable

Re: Rewards cards??


@Anonymous wrote:

Barclays is a no-go without 1-2 years of payment history on at least two revolving accounts.


that's not strictly the case... they gave me Sallie Mae with only history of 1 revolving account at that time... granted it was 8 or 9 years of history.

Message 5 of 5
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