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It only took 8 months on the waitlist . Prequalified for 15K haven't decided yet .
@Jnbmom wrote:It only took 8 months on the waitlist . Prequalified for 15K haven't decided yet .
Nice what credit bureau do they use to determine that you pre-qualify for 15K?
Congrats, I'll take the invite if you arent going to use it ![]()
Jokes aside, do you keep your credit frozen? Also are you able to check what credit bureau they pulled if any.






























Pass IMO. I think this will be a shortliving card at 3%. Also CLD's especially if they keep x1 business model that they bought out. Just my humble opinion and obviously no sign on bonus either. Not sure if you already have the AOD card?
@Saleen099 wrote:
@Jnbmom wrote:It only took 8 months on the waitlist . Prequalified for 15K haven't decided yet .
Nice what credit bureau do they use to determine that you pre-qualify for 15K?
I have no idea probably EXP everyone uses that for me lol .
@CreditCuriosity wrote:Pass IMO. I think this will be a shortliving card at 3%. Also CLD's especially if they keep x1 business model that they bought out. Just my humble opinion and obviously no sign on bonus either. Not sure if you already have the AOD card?
Funny I just closed my X1 today after they slashed my limit . And no I don't have the AOD card .
Update they soft pulled EXP
They soft pull exp for approval. And then do a HP after they approve you on Exp.
The offer also comes from "optoutprescreen" so if you've removed yourself from there I don't think you'll receive an invite.
@CreditCuriosity wrote:Pass IMO. I think this will be a shortliving card at 3%. Also CLD's especially if they keep x1 business model that they bought out. Just my humble opinion and obviously no sign on bonus either. Not sure if you already have the AOD card?
As an X1 victim
I agree 100%