"Royal Credit Union is a federally insured credit union proudly serving over 250,000 Members in Minnesota and Wisconsin. Royal is driven by a core ideology built on a strong purpose and values. You can open an account or apply for a low-rate loan at Royal Credit Union if you live or work in 26 counties in western Wisconsin or 16 counties in Minnesota." They have any only been spoken of once on here in 2019 that I can find with Google search RCU MyFICO.
I bank with Royal Credit Union and work for a midwest-based home improvement chain. Can't speak on the bankruptcy side (sorry) but can say that they do run new member promos at times (search them on Doctor of Credit). They also have promotions/partnerships with certain employers (like mine) and offer bonuses on new accounts, refi's, etc. They are also low fee and forgiving of the occasional banking mistake/mishap. I like them.
