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gibeon
Established Contributor

Re: SCT

I wasn't able to get the VS pop-up, nor the Restoration Hardware, or West ElmElm, or Crate and Barrel (which are the ones I really want). Though I did get a few others.

However, it does seem, for me at least, that it takes a few weeks to a month or so between popups (JCrew, Modells, Overstock so far.) Not too happy that I accepted Modells as I can't find anything I like realky., but I do need a new vacuum, so Overstock will come in handy.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 11 of 21
NichelleN
Established Contributor

Re: SCT

I wish I'd known about Modell's when I was using the SCT. I picked up 3 cards total but would trade one of them for the Modell's. I just looked at the site and found a jersey that I want. When going through checkout the pop up appeared with an offer but it didn't state the credit limit. I would have like to have known that out of curiosity.

 

At this point, I don't want to pick anymore store cards so I'll leave it be.

More than enough credit.
Message 12 of 21
dcastillo68
Regular Contributor

Re: SCT


@NichelleN wrote:

I wish I'd known about Modell's when I was using the SCT. I picked up 3 cards total but would trade one of them for the Modell's. I just looked at the site and found a jersey that I want. When going through checkout the pop up appeared with an offer but it didn't state the credit limit. I would have like to have known that out of curiosity.

 

At this point, I don't want to pick anymore store cards so I'll leave it be.


I wish i had your willpower!!!!

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 13 of 21
Anonymous
Not applicable

Re: SCT

Opt in to receive mailers as well.  Chrome didn't work for me but Firefox did (and keeping my cache and history to delete on web page closing).

 

eddie Bauer is a SCT store too. That's a dude-ish store, no?

Message 14 of 21
Anonymous
Not applicable

Re: SCT

A lot of people say VS pop up is the easiest to get to work, but I can't get it. I got it for Overstock, HSN, JCrew, Brylane and Buckle. Also for Talbots but I didn't take that one. I've tried and tried but can't get it.
Message 15 of 21
NichelleN
Established Contributor

Re: SCT


@dcastillo68 wrote:

@NichelleN wrote:

I wish I'd known about Modell's when I was using the SCT. I picked up 3 cards total but would trade one of them for the Modell's. I just looked at the site and found a jersey that I want. When going through checkout the pop up appeared with an offer but it didn't state the credit limit. I would have like to have known that out of curiosity.

 

At this point, I don't want to pick anymore store cards so I'll leave it be.


I wish i had your willpower!!!!


Ha! It's not that hard. I usually don't have it but I went on an app spree a couple of months ago. I'm now officially gardening for the rest of the year. One of my scores has gained 71 points in just over 2 months. I'm happy with that kind of progres so, now I just live vicariously through others' apps!

More than enough credit.
Message 16 of 21
Anonymous
Not applicable

Re: SCT

A newer thread involving HSN and the trick is you really have to go to the end putting in real credit card info and everything to get it to pop up. I am now a registed email member with them, and was trying, but I gave up. I think overstock and HSN is kinda redundant, they sell the same stuff? The OS gives the deferred financing. Overstock and Rakuten havea visa/MC's but  thru FNBO which is super sensitive to bad marks, like us bank and BofA.

 

Download a new browser thats never been on your machine, I know clearing cookies is the same, but some of us want everything saved

Message 17 of 21
Anonymous
Not applicable

Re: SCT


@Anonymous wrote:

A newer thread involving HSN and the trick is you really have to go to the end putting in real credit card info and everything to get it to pop up. I am now a registed email member with them, and was trying, but I gave up. 


I feel your pain.... I have around 40 SCT cards...but still no HSN Smiley Sad

Message 18 of 21
Anonymous
Not applicable

Re: SCT


@NichelleN wrote:

@dcastillo68 wrote:

@NichelleN wrote:

I wish I'd known about Modell's when I was using the SCT. I picked up 3 cards total but would trade one of them for the Modell's. I just looked at the site and found a jersey that I want. When going through checkout the pop up appeared with an offer but it didn't state the credit limit. I would have like to have known that out of curiosity.

 

At this point, I don't want to pick anymore store cards so I'll leave it be.


I wish i had your willpower!!!!


Ha! It's not that hard. I usually don't have it but I went on an app spree a couple of months ago. I'm now officially gardening for the rest of the year. One of my scores has gained 71 points in just over 2 months. I'm happy with that kind of progres so, now I just live vicariously through others' apps!


Wow increase of 71 points in two months!  I just went on a app spree last month, I hope the results are as great as yours.  Gardening now and somewhat bored, lol!

Message 19 of 21
Anonymous
Not applicable

Re: SCT


@Anonymous wrote:

Wow increase of 71 points in two months!  I just went on a app spree last month, I hope the results are as great as yours.  Gardening now and somewhat bored, lol!


If you app enough, your score drops like a rock.  I lost a ton of FICO points from 40 new apps (went from 675 to 598).

 

I was denied credit everywhere...Fingerhut probably would have denied me at that point.   Everything was back to normal after 6 months though.

 

It's true that FICO scores have no memory....my score rebounded and gained like crazy to 781 now after it was just 598 only 9 months ago.

 

Nothing heals your app sprees like time in the garden.  Smiley Happy

 

40 store card spree.png

Message 20 of 21
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