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Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

tag
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

Found that out after the fact. Next time I'll be more diligent in reading the forums before applying for big cards. Well, at least I have my Freedom. No pun intended, Smiley Happy Thanks for all the input everyone. .
Message 21 of 31
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

I did receive an invitation for the Hyatt card before even applying to CSP, but now Im too afraid to even bother with the Hyatt invite.
Message 22 of 31
sjt
Senior Contributor

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.


@Anonymous wrote:
I did receive an invitation for the Hyatt card before even applying to CSP, but now Im too afraid to even bother with the Hyatt invite.

An invitation is just an invitation not a preapproval so chances are you would be denied for the same reasons.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 23 of 31
nenuco
Frequent Contributor

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

OP! I would call to recon. It is very possible you will be denied and the process itself will be an uphill battle. That said, there is a small chance you may be approved. Remember that the underwriter can affect the outcome, so there is a level of subjectivity that can play to your favor. The worst thing that can happen is that you burn some time, on the other hand you could get approved! I don't want to get your hopes up, but you never know! Good luck Smiley Happy 

Full on Garden Mode (•‿•)
Message 24 of 31
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

I called, and they didn't budge, I was ok with it. I was hoping to surprise my husband with a trip to washington D.C. next year in May for Police Week since he has been a Police Officer for 18 yrs and his buddy was killed in the line of duty 3 yrs ago, but whatever. I'll still take him, just more overtime hours for me slinging pills in my pharmacy Smiley Happy 

 

Message 25 of 31
OmarGB9
Community Leader
Super Contributor

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

You could still try for a cobranded card. The 5/24 rule doesn't apply to those, the UW seems to be more lenient, and the SLs tend to be more generous.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 26 of 31
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

I was going to try for the Hyatt card. I received an invation for that a few weeks ago.But im a little worried to take another hit on my Experian.That seems to be my only score that trickles in score increase. And I just lost 7 points applying for the CSP. Advice? Y or N on going for that.I'm a big Hyatt person.It's the only hotel I stay at when I go down south andI am a member of the Hyatt passport for hotel points.

Message 27 of 31
OmarGB9
Community Leader
Super Contributor

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

Your call of course and I'd hate for you to take another HP and end up getting denied. But like I said, cobranded seem to be far more relaxed and hand out awesome limits. How many inquiries do you currently have?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 28 of 31
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

5 exactly from my Ex score.

Message 29 of 31
Anonymous
Not applicable

Re: Sad Day, Chase Sapphire Preferred ,Review Status pending Input plz.

 
Message 30 of 31
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