Same Day Multi Apps for Chase? (PLEASE ADVISE)

[Anonymous]

HELLO EVERYONE

I am truly enjoying the forums. Soooo helpful the past two weeks. I am learning so much, as well as the lingo, acronyms and abreviations (ie, CLI, APP, CL, TU, EXP, EQ....and so on). Anyway, question for you'all. I have green check marks on my Chase acct. I already have a CFU from JUne that was a $7k Cl, which was also, automatically increased +5K more a few days ago, without me knowing or asking to $12k CLi. AWESOME!  So, I started seeing the "offers" w green checks in my acct. I applied this morning and recived the CSP w a $10k limit. Great, I know!! I'm thrilled. I still have green checks for a Slate card under my acct. I was thinking of going for it for the BT's. I got two HP's (EXP and TU) for my CSP this morning. Will Chase definitively do more HP's or use the pull from this morning if I apply for the Slate later? If yes, should I use a different browser also? Thoughts? Thank you all so much

Mark

[Anonymous]

I would refrain from poking the bear too much. lol Chase is know to be finicky. I know two people who recently got AA (adverse action) by Chase for opening 3 chase cards in 3 or 4 month. 

Your best bet is to go with a Amex Everyday card for balance transfer. It should only be a soft pull since you are already a Amex member. 

[Anonymous]

WoW... Ok, you are the doctor! Haha. And also, Amex will only SP for another card once you have one?  And the weirdest thing.. My Cash Magnet I got over a month ago, and still has not reported to any bureaus. Weird.  So all future Amex apps are SP? Thank you.

Mark

[Anonymous]

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@Anonymous wrote:

WoW... Ok, you are the doctor! Haha. And also, Amex will only SP for another card once you have one?  And the weirdest thing.. My Cash Magnet I got over a month ago, and still has not reported to any bureaus. Weird.  So all future Amex apps are SP? Thank you.

Mark

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In most cases (98%) are SP for additional Amex card. Amex doesn't report until after your 2nd statement cut. You can also check on their site if you are pre approve for any of their card before you apply.

[Anonymous]

Pre Approved section? Wow, Ok. Will check it out. Never noticed that. Maybe cause I'm not preapproved. LoL. Does Cap One do HP's for additional cards?

M

[Anonymous]

Go to any card you want to apply for on Amex site while logged on. Click the apply button, it will tell you if you are pre-approved or it will tell you to apply to expand your membership. 

Yes, it's a triple pull for every Capital One card. lol

[Anonymous]

Ok...Yes, it says to apply to expand my membership.  It looks like a regular cc application. Do i fill it out? What happens next? Is there any HP's? Thx.

M

[Anonymous]

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@Anonymous wrote:

Ok...Yes, it says to apply to expand my membership.  It looks like a regular cc application. Do i fill it out? What happens next? Is there any HP's? Thx.

M

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Apply to expand membership is not good. lol You want it to say "Mark, you're pre-approved...."

Check for the charge card like the Amex Gold as well to see what it says. 

[Anonymous]

Ahhhhh. OK...So, check them all, and if they all say "EXPAND your membership", just wait until time goes by and it gets to a pre-app level? 

M

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@Anonymous wrote:

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@Anonymous wrote:

Ok...Yes, it says to apply to expand my membership.  It looks like a regular cc application. Do i fill it out? What happens next? Is there any HP's? Thx.

M

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Apply to expand membership is not good. lol You want it to say "Mark, you're pre-approved...."

Check for the charge card like the Amex Gold as well to see what it says. 

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[Anonymous]

Yeah, just wait until they change. Plus you already got yourself the CSP with a minimum spend of $4k in 90 days to get your 50k UR points.