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Can anyone tell me who Sams Club Sync Bank pulls credit from? I have a $8,000 credit limit with them at 50% usage about to be paid down and have had the card with them for 5 years and never requested a credit increasement.
Can anyone give advice rather to do it online or via telephone and what to ask for?
Sync is generally a SP, and usually TU. You can request an CLI online, although if you are looking for a serious increase I recommend calling their overseas credit solutions number because they can potentially give more. A score over 700 seems to give more CLIs. I would ask for the moon, as they will counter if they can't give it to you.
I called to request a line of increasement but no one could tell me if it was a hard pull or soft. Is there a different number I'm suppose to call other than what's on the back of the Sams Card? Thanks...
@Admins - do you know what the credit solutions number is? I call what was on the back of my Sams Card and was told they didn't know if it was a soft pull or hard pull. Sounded like I was calling India?
@Adkins wrote:Sync is generally a SP, and usually TU. You can request an CLI online, although if you are looking for a serious increase I recommend calling their overseas credit solutions number because they can potentially give more. A score over 700 seems to give more CLIs. I would ask for the moon, as they will counter if they can't give it to you.
Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)
Thank you so much! I have a use of 55% on the card with a total $8,000 limit. I have had the card for 5 years and never requested an increasement. Is it a bad time with the card being at 55% usage? Thank for the number too!
Denied! . I'll try again in the future once I pay down the card. Never requested a credit limit in all 5 years. They didn't even counter offer but it was a softpull. Hope this helps anyone else.
Good luck
@Anonymous wrote:Denied! . I'll try again in the future once I pay down the card. Never requested a credit limit in all 5 years. They didn't even counter offer but it was a softpull. Hope this helps anyone else.
Wait till you pay it down, wait for CR to reflect lower utilization, ask again