Sams Club Sync Bank Inceasement

[Anonymous]

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I will and thank you for the response! I feel like an idiot too. I should have known better. American Express just gave me a $27,000 limit increase from $9,000 and figured what the heck. I'll pay the entire balance off soon. Is there a good time to attempt again once I pay the card off? 3-6-8 months?

@Remedios wrote:

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@Anonymous wrote:

Denied!  . I'll try again in the future once I pay down the card. Never requested a credit limit in all 5 years. They didn't even counter offer but it was a softpull. Hope this helps anyone else.

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Wait till you pay it down, wait for CR to reflect lower utilization, ask again

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[Ysettle4]

Give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is $12,000.

[FinStar]

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@Ysettle4 wrote:
Give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is $12,000.

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AFAIK, $12K is not the cap or max CL on Sam's Club...mine used to be $25K and reduced it to $10K voluntarily in order to CLI another SYNCB CC.  There's been a few folks that have reported CLs >$20K on this particular one.  

[ZackAttack]

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@FinStar wrote:

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@Ysettle4 wrote:
Give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is give it another shot in four months and if you can pay down the balance a bit.. By the way, I believe the max limit you can get on this card is $12,000.

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AFAIK, $12K is not the cap or max CL on Sam's Club...mine used to be $25K and reduced it to $10K voluntarily in order to CLI another SYNCB CC.  There's been a few folks that have reported CLs >$20K on this particular one.  

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So has anyone found the max that Synchrony Bank can give for CCs?

[FinStar]

It appears the consensus is around $35K (some exceptions have been seen above that), but a lot would depend on the specific product and POI requirements after a certain threshold. This would also hinge on the overall exposure with SYNCB.

[Anonymous]

I went online did a credit increasement after being denied 2 months ago. Credlit limit is now $12,000 from $8,000. I also paid off most of my credit cards and the fico scrore went up. I think that might have made a difference.

I also purchased a new BMW for the wife and was given an automatic BMW credit card with a $5,000 limit. I'm going to pick a handful of cards to keep and cancel some of the others. As some know I have 27 credit cards or very close to it!

[FinStar]

Thanks for the update and congrats on finally getting the CLI approved OP.

Locking this thread as you have been approved for the CLI. Feel free to start a new approval thread in the Approvals forum if you would like to do so.