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Sams Club Sync Bank Inceasement

californiadreaming87
Regular Contributor

Sams Club Sync Bank Inceasement

Can anyone tell me who Sams Club Sync Bank pulls credit from? I have a $8,000 credit limit with them at 50% usage about to be paid down and have had the card with them for 5 years and never requested a credit increasement. 

 

Can anyone give advice rather to do it online or via telephone and what to ask for?

Message 1 of 17
16 REPLIES 16
Adkins
Mega Contributor

Re: Sams Club Sync Bank Inceasement

Sync is generally a SP, and usually TU. You can request an CLI online, although if you are looking for a serious increase I recommend calling their overseas credit solutions number because they can potentially give more. A score over 700 seems to give more CLIs. I would ask for the moon, as they will counter if they can't give it to you. 

 

Last HP 08-24-2021



Message 2 of 17
AverageJoesCredit
Mega Contributor

Re: Sams Club Sync Bank Inceasement

Anything over 10k, call Credit Solutions. Have your TU unlocked or frozen so they can see your report.
Message 3 of 17
californiadreaming87
Regular Contributor

Re: Sams Club Sync Bank Inceasement

I called to request a line of increasement but no one could tell me if it was a hard pull or soft. Is there a different number I'm suppose to call other than what's on the back of the Sams Card? Thanks...

Message 4 of 17
californiadreaming87
Regular Contributor

Re: Sams Club Sync Bank Inceasement


@Admins - do you know what the credit solutions number is? I call what was on the back of my Sams Card and was told they didn't know if it was a soft pull or hard pull. Sounded like I was calling India?
@Adkins wrote:

Sync is generally a SP, and usually TU. You can request an CLI online, although if you are looking for a serious increase I recommend calling their overseas credit solutions number because they can potentially give more. A score over 700 seems to give more CLIs. I would ask for the moon, as they will counter if they can't give it to you. 

 


 

Message 5 of 17
Remedios
Moderator

Re: Sams Club Sync Bank Inceasement

Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)

Message 6 of 17
californiadreaming87
Regular Contributor

Re: Sams Club Sync Bank Inceasement

Thank you so much! I have a use of 55% on the card with a total $8,000 limit. I have had the card for 5 years and never requested an increasement. Is it a bad time with the card being at 55% usage? Thank for the number too!

Message 7 of 17
californiadreaming87
Regular Contributor

Re: Sams Club Sync Bank Inceasement

Denied!  Smiley Happy. I'll try again in the future once I pay down the card. Never requested a credit limit in all 5 years. They didn't even counter offer but it was a softpull. Hope this helps anyone else.

Message 8 of 17
Meanmchine
Super Contributor

Re: Sams Club Sync Bank Inceasement

Good luck


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 9 of 17
Remedios
Moderator

Re: Sams Club Sync Bank Inceasement


@californiadreaming87 wrote:

Denied!  Smiley Happy. I'll try again in the future once I pay down the card. Never requested a credit limit in all 5 years. They didn't even counter offer but it was a softpull. Hope this helps anyone else.


 

Wait till you pay it down, wait for CR to reflect lower utilization, ask again

 

 

Message 10 of 17
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