@Anonymous wrote:
Update! This has been my longest approval ever, literally about 2 months since I applied and I just got the credit card "pin" in the mail today. Called in today to see what was going on as they denied me a checking account (was trying to get the bonus) because I lived to far away from their "footprint" okay cool.... well anyway long story short 3 weeks ago got a denial letter for the credit card app saying they were unable to verify my address and that was the only reason, so I rolled the dice sent a copy of my Driver License and Lease Agreement back to the Credit Card appeal address. The approval is for the Sphere card with a measly $1,200 limit but at least I have a MC in my profile now and hopefully can convince them to hook me up with the checking account now that I have a relationship with them. I am also excited to have a card that does not have a Chip in it! The lady I spoke with said they didn't have any plans to put chips in the card either, praise! Looking forward to using this card just so I can get that sastifying "swipe" feel.
Promo with the card is 24 months 0% APR BT, 12 months 0% on purchases, and 10,000 points after $1k spend so not bad, certainly would prefer to have a bigger limit but it will grow in time hopefully.
@I picked up this Sphere card like 2 months ago for the 2 year BT @ 0% and **bleep**, they only gave me a 3400 SL. Now, last month I picked up the Avianca Visa and they gave me a 17,200 SL and a BT for 1 year @ 0% with a 2% fee. Well, recently my crappy Comenity Bank Visas -- Orbitz, Toyota, and Total Rewards Visa have all offered me a BT till July 2018 with a 1% fee -- Just goes to show, there's no rhyme or reason with these cards........
(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
