Savingstar card from FNBO

GetMeSlick · ‎02-25-2015

I just apped FNBO amex card and got it approved. i read some nice reviews on Savingstar card from them.

Will FNBO give second card to me?

If so, when can i apply for it? Any time frame for them to consider my second card app?

I got 723 FICO.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850

Take the myFICO Fitness Challenge
Gardening since Mar/2024

Kenny · ‎02-25-2015

They're pretty conservative. I'd wait like 3-6 months.

Take the myFICO Fitness Challenge

mikelo22 · ‎02-25-2015

@Kenny wrote:
They're pretty conservative. I'd wait like 3-6 months.

^ What Kenny said. Don't try app-spreeing with FNBO. They're regarded as one of the more conservative lenders out there.

GetMeSlick · ‎02-26-2015

Thanks both.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850

Take the myFICO Fitness Challenge
Gardening since Mar/2024

CreditUnionFan · ‎03-01-2015

@googlre10 wrote:
I just apped FNBO amex card and got it approved. i read some nice reviews on Savingstar card from them.

Will FNBO give second card to me?
If so, when can i apply for it? Any time frame for them to consider my second card app?

I got 723 FICO.

FNBO may be willing to grant a second card eventually, but attempting a second one too soon can result in immediate closure of the first FNBO account.

They shut down an FNBO Amex when I applied and was denied for their Rakuten-branded MC. Super friendly representatives, but their decision to close the first account was final.

I was going to garden... Honest!

Themanwhocan · ‎03-01-2015

After getting my FNBO SavingStar AmEx card, they sent me 2 offers to apply for the FNBO American Express card, each has a different reservation number on it

The offers started coming after only a month.

4 months earlier they rejected my application, and now they want to give me multiple cards. FNBO is strangely inconsistent.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

9CLINE · ‎03-01-2015

Awesome,,Congrats on new card...

Anonymous · ‎03-01-2015

FNBO gave me two cards by invitation. The second invitation was eleven months after the first one.

B335is · ‎03-01-2015

I waited 6 months between apps with FNBO. I don't think they're being inconsistent, I think they value relationships more than other lenders. Once you've proven yourself they are extremely generous.

Themanwhocan · ‎03-01-2015

@B335is wrote:
I waited 6 months between apps with FNBO. I don't think they're being inconsistent, I think they value relationships more than other lenders. Once you've proven yourself they are extremely generous.

I'm sorta counting on that. I don't want multiple FNBO cards, I want one with extremely generous limits

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800