Score needed for chase and Citi bank

[Anonymous]

Hello every one
Any help would be appreciate it
Here is my situation :
My Ex : is 685 and transunion is 695 and eqafax : 639
No baddies no late payment nothing
Aaa : 2 years and 2 months
Utiliz : 18%
Inquiries Experian 16 and 7 last 12 months
I have 2 capital one with limit of 1300$ and 2000$
And 3 Amex with limit of 1k , and 3k and 5k
I want apply for the chase cards but I'm not sure if I can get approve or not ?
My concern is so many inquiry
Any idea would be so helpful

[myjourney]

Welcome to the forum 

Depending on what card from Chase you want will determine your results 

With 7 accounts in the last year CSP, Freedom (2) and Slate are out due to 5/24 rule 

Moving to apps forum

[Anonymous]

Can you please clarify that I can understand your message !!
Would be highly appreciate it
What is mean Csp ?
And what mean 5/24 rule ?
Thx

[myjourney]

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@Anonymous wrote:
Can you please clarify that I can understand your message !!
Would be highly appreciate it
What is mean Csp ? = Chase Sapphire preffered 
And what mean 5/24 rule ? = 5 accounts in 24 months will get you denied for the 4 cards I listed 
Thx

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However co-branded cards like airline,hotel etc etc currently do not fall under the 5/24 rule and are possible to obtain with over 5 accounts in 24 months 

[myjourney]

Helpful reading 

http://ficoforums.myfico.com/t5/Credit-Cards/Updated-Abbreviation-List/td-p/4534572

[Anonymous]

Thx you for the reply now I do understand
So I would like to apply for chase freedom or slate ?
Do you think I may get it ?
With my profile like this ?
Thx you
I did tried to do web approval on chase web site and
The message always like this
We can't match you with any cards may be because you opt out or some thing like this
Any idea
Thx

[myjourney]

List what cards you're interested in with Citi and Chase? 

The more info we have the better your results 

Thanks 

[Anonymous]

Thx
With the chase I like freedom and slate
With Citi bank : simplicity and diamond
Thx

[Anonymous]

How old are your Capital One cards and your 3 Amex cards?

CSP stands for Chase Sapphire Preferred

The 5/24 rule means that Chase doesn't like to approve people (for their regular cards) if the person has opened more than 5 accounts in the past 24 months. This is why I asked how old your cards are.

[Creditplz]

I was approved for Hyatt and SW for a combined 21.5K with a 731 EX Fico8, and I have one in " verification review" and 2 week message. maybe if your internal score with them is strong they'd give you a card ! Also I've noticed Chase aren't scared of Inq.. I have a ton !