cancel
Showing results for 
Search instead for 
Did you mean: 

Scores needed for Discover?

tag
Anonymous
Not applicable

Scores needed for Discover?

Was wondering on applying for Discover for students but wanted to see what is the average score to be approved

Message 1 of 5
4 REPLIES 4
CreditCuriosity
Moderator Emeritus

Re: Scores needed for Discover?


@Anonymous wrote:

Was wondering on applying for Discover for students but wanted to see what is the average score to be approved


Loaded question...  People can get approved with an EQ of around 630 and some people with EQ well into the 700's get declined.  Discover is one hard lender for anyone to figure out.  They look at your whole credit report and just not scores and to be honest no one really know what they seek for other than a fairly clean report although people a year out of BK7 get approved with them, so who knows.  Just don't have recent collections/ca's and or lates in the last several years and the older if so the better chances.  It is a gamble applying with them either way unless your report is clean and scores are well into the 700's for best approval chances

Message 2 of 5
Anonymous
Not applicable

Re: Scores needed for Discover?

Looks like I am out than lol hahaha... all my bad stuff is paid and just sitting to age off now and my lates are from like 2-6 years ago. 

Message 3 of 5
CreditCuriosity
Moderator Emeritus

Re: Scores needed for Discover?


@Anonymous wrote:

Looks like I am out than lol hahaha... all my bad stuff is paid and just sitting to age off now and my lates are from like 2-6 years ago. 


Could possibly consider applying for a Discover Secured that unsecures in time.  Would this work for you?

Message 4 of 5
toi34
Established Contributor

Re: Scores needed for Discover?

650 on EQ

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.