If you're approved, they have like 3 or 4 different APR rates ranging from their lowest 6.9% up to 17.9% I believe. I appd with them and the process takes a week or so. They'll send you "doc u sign" documents to fill out and will probably ask for DL and pay stubs. I was approved for their lowest rate, but my 15K CL request was cut all the way down to 1K (LOL). After taking a HP, I accepted the lousy CL and great APR. I can try and raise it over the years. Good luck with the app. They work slow, so give them a few day's.
