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Selected to apply for an Exclusive Offer for Amex ED

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SouthJamaica
Mega Contributor

Re: Selected to apply for an Exclusive Offer for Amex ED


@Anonymous wrote:

@SouthJamaica wrote:

@Anonymous wrote:

Thank you All for the responses and information shared on my post but unfortunately for me i got Denied Smiley Sad. I couldn't resist the itch and called the 18005671083 to ask for the status app, but oh well there's no hard pull anyway on credit report since I'm a current Amex holder. Denial reasons were too many accounts opened in the last 12 months which is true and too many inquiries in the last 6 months 15 total EX Inqs. Amex also mentioned that my FICO score was low which I don't really agree since I have 695 EX from what the CS told me. I don't really need the card I was just tempted of the exclusive offer on my email. Worth a try...  Hope this info will help to those who are interested in apping after an offer from Amex Smiley Happy


Sorry dendom, was just about to tell you to go ahead and do it....   shows how little I know Smiley Happy


Thank you SouthJamaica Smiley Happy. Actually I didn't regret apping the card and got denied. No HP no foul Smiley Happy. Will try again next time 😊


Also you don't have a new account to bring down your AAoA, an account that you didn't need anyway. (PS I do the same thing btw, sometimes apply for an account I don't need, just because it's there. MyFICO did that to me Smiley Happy)


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 41 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@SouthJamaica wrote:

@Anonymous wrote:

@SouthJamaica wrote:

@Anonymous wrote:

Thank you All for the responses and information shared on my post but unfortunately for me i got Denied Smiley Sad. I couldn't resist the itch and called the 18005671083 to ask for the status app, but oh well there's no hard pull anyway on credit report since I'm a current Amex holder. Denial reasons were too many accounts opened in the last 12 months which is true and too many inquiries in the last 6 months 15 total EX Inqs. Amex also mentioned that my FICO score was low which I don't really agree since I have 695 EX from what the CS told me. I don't really need the card I was just tempted of the exclusive offer on my email. Worth a try...  Hope this info will help to those who are interested in apping after an offer from Amex Smiley Happy


Sorry dendom, was just about to tell you to go ahead and do it....   shows how little I know Smiley Happy


Thank you SouthJamaica Smiley Happy. Actually I didn't regret apping the card and got denied. No HP no foul Smiley Happy. Will try again next time 😊


Also you don't have a new account to bring down your AAoA, an account that you didn't need anyway. (PS I do the same thing btw, sometimes apply for an account I don't need, just because it's there. MyFICO did that to me Smiley Happy)


+1 ... Smiley Happy

Message 42 of 50
thewally
New Contributor

Re: Selected to apply for an Exclusive Offer for Amex ED

I received the same offer e-mail.  When I clicked the link I had to put in the last four of my SSN.  They verified my account info and approved it instantly. The limit listed in my account says $1000 but my Hilton said that until I activated the card and then it showed the real limit of $10k so I'm not sure what the limit is. I currently have a PRG, Hilton Surpass $10k, Starwood $11.5k and formerly a Costco at $12k

Message 43 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@thewally wrote:

I received the same offer e-mail.  When I clicked the link I had to put in the last four of my SSN.  They verified my account info and approved it instantly. The limit listed in my account says $1000 but my Hilton said that until I activated the card and then it showed the real limit of $10k so I'm not sure what the limit is. I currently have a PRG, Hilton Surpass $10k, Starwood $11.5k and formerly a Costco at $12k


That's great! Congrats. Would you mind sharing your stats?

Message 44 of 50
12njoy
Super Contributor

Re: Selected to apply for an Exclusive Offer for Amex ED

OP I got the email on 6/30/16 also.  I applied and got the pending message.   Caked into new accounts who said I am in need of verification.  I got a HP so I truly hope this an approval 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 45 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@12njoy wrote:

OP I got the email on 6/30/16 also.  I applied and got the pending message.   Caked into new accounts who said I am in need of verification.  I got a HP so I truly hope this an approval 


I think it's an approval for you 12njoy! I think a HP from Amex means approval. I never got HP from them when I apped for this offer. Goodluck!

Message 46 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@castor4072 wrote:

Oh oh....new DATA POINT here? My finger is twitching as we speak (discuss, lol).....hmmmmm


I went for it and got approved for the ED. 

Message 47 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@Anonymous wrote:

@castor4072 wrote:

Oh oh....new DATA POINT here? My finger is twitching as we speak (discuss, lol).....hmmmmm


I went for it and got approved for the ED. 


Congrats! Would you mind sharing your stats? Thank you.

Message 48 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@Anonymous wrote:

@Anonymous wrote:

@castor4072 wrote:

Oh oh....new DATA POINT here? My finger is twitching as we speak (discuss, lol).....hmmmmm


I went for it and got approved for the ED. 


Congrats! Would you mind sharing your stats? Thank you.


Ex -747

AAoA-2y 3mo

CU- 2% with >115,000 Total Credit

3 Ex Inqs

 

 

Message 49 of 50
Anonymous
Not applicable

Re: Selected to apply for an Exclusive Offer for Amex ED


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@castor4072 wrote:

Oh oh....new DATA POINT here? My finger is twitching as we speak (discuss, lol).....hmmmmm


I went for it and got approved for the ED. 


Congrats! Would you mind sharing your stats? Thank you.


Ex -747

AAoA-2y 3mo

CU- 2% with >115,000 Total Credit

3 Ex Inqs

 

 


Thanks for sharing. That's a good stats! 👍

Message 50 of 50
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