@Imperfectfuture wrote:You misread, they report as charge account.
Good luck with getting score over 720 with store cards, never happens (google that and why).
They are bucketed between consumer finance and credit cards. I never said they were consumer finance loans.
you must feel the need to defend your position, following credit addict?
LoL 
I now have ~65 "store cards".
The sky hasn't fallen, Armageddon has not come, but perhaps Ragnarok is still on its way.
Google can sometimes be wrong, really.
You must spend at least one weekend a month shopping till you drop with that many cardettes. 
Truthfully I don't know the algorithm that FICO uses, and not many do. I can't tell you whether an abundance of small store cards hurt or not. I really just don't know. All I know is how I handle the situation. I have 2 store cards, both have good limits,and I use them. They have great offers from time to time that I really can use. So that's how I deal with the situation. Everybody is different.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Yes 720 is a decent number. Especially, if you've been rebuilding.
