Should I Recon? Penfed

[Anonymous]

I received this letter today from PenFed after applying for the cash rewards.  The Garnishment they are refering to is paid in full.    Other than that my file is just thin.  2 credit cards (1 being an 11 year old AU account), the other recent a low limit Cap1QS1. 

I have a self lender but it wasn't reporting til yesterday.  It too is new, so would not benefit me in the recon.  My score according to their letter was  708!!!

[Anonymous]

I did send a message to them yesterday letting them know my liens were paid.  EQ does show them as paid, so I don't know if they noticed or not.  Also cited that you need credit to build credit. 

I have the survey sitting in my in box.  I plan on responding today, once 24 hours has passed since sending the message.

[Anonymous]

PenFed is good with recons, especially through the survey. You've got nothing to lose, other than the time it takes to fill out the survey! I would predict approval with your score.