Although, I do believe I did start a thread on whether or not I should wait to apply in sept. Which is why I'm now waiting until march. Was not really a thread on my odds, just whether my profile supported another app that quickly, or if I needed to let some dust settle. Austin was in that thread. 
@Anonymous wrote:
Although, I do believe I did start a thread on whether or not I should wait to apply in sept. Which is why I'm now waiting until march. Was not really a thread on my odds, just whether my profile supported another app that quickly, or if I needed to let some dust settle. Austin was in that thread.
I remember this thread because of the $ difference in paying rent and rewards vs debit. How are your scores coming along so far? Did you finally get back from the edge of your seat and sit back and relax a little bit now that you have some time under your belt in the waiting process?
@Anonymous wrote:
Yeah, somewhat patiently waiting. Lol. Ended up having to buy a car after that thread, so another profile change. Scores not really moving. Didn't change with the car loan tho. Things just slowly moving. I may start my own thread about that later. Not much changing with the scores, up or down.
Give the car loan a few months of payment history and it should start ticking up again. Slow and steady wins the race 
I'm considering an app for something now that my HOA switched companies and I have the ability now to use a CC for dues and assessments.... not sure if I really want to open something or just collect points on an existing card. They just switched so I'm waiting to see what kind of fee they'll tack onto the charge for using a CC and like in your situation it can vary depending on the network. Thought about using one for my prop taxes as well but they charge like 3% and that's way too much for ~$7K in taxes in fees to be worthwhile. Sometimes it's just not worth it but, your rent situation is persuasive enough to make it work for less than $5/mo fee.
@Anonymous wrote:
Although, I do believe I did start a thread on whether or not I should wait to apply in sept. Which is why I'm now waiting until march. Was not really a thread on my odds, just whether my profile supported another app that quickly, or if I needed to let some dust settle. Austin was in that thread.
From my standpoint, you made the right decision to give it 6 months
Slightly off topic here, but I think sites like Credit Karma with their "approval odds" around credit cards the moment you log in can influence a lot of people. I wouldn't be surprised if a good portion of those that have scores in the high 500's / low 600's that start an "approval odds" thread were inspired by seeing a bogus ad or blurb on such a credit monitoring site.
@Anonymous wrote:
Try finding info for the discover it miles card on the credit pulls database. That site doesn't have everything, although it has a lot. For my state, I couldn't tell you who would get approved on that site for the miles card. I think some people may need reassurance from people who have more knowledge at times.
I find the credit pulls site to be vague. I have looked at it but some of the results can be several years old. Many changes can happened for a lender at that time. I will have to play with the filters and for my state. I have step off the point of apping doom by being a member of the forum. I amy like some of the thrreads or answers I get BUT its better than having 20 cards with low limits and maxing them out. I look at data points on here and throught the net. YMMV wih each and every app you pull.
