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Should I call on my Marvel card application?

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GettingBetter2015
Regular Contributor

Should I call on my Marvel card application?

Applied last night on the high of having a 690 TU score because of the glitch with all the inquiries falling off. I got the, we need more time message with a code at the bottom of the message. I never saw an inquiry for it, so I don't know what calling will get me if they didn't even pull my credit. I wouldn't even know what number to call and check.
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Should I call on my Marvel card application?


@GettingBetter2015 wrote:
Applied last night on the high of having a 690 TU score because of the glitch with all the inquiries falling off. I got the, we need more time message with a code at the bottom of the message. I never saw an inquiry for it, so I don't know what calling will get me if they didn't even pull my credit. I wouldn't even know what number to call and check.

I would call. I applied and got the same message. Once I called he CSR and he asked if I received a code. I gave him the code and he put me on hold and came back on the line and told me I was approved. Cal now

Message 2 of 5
GettingBetter2015
Regular Contributor

Re: Should I call on my Marvel card application?

I called the account services automated line and it said, "For your security, I've matched your phone number to your account, here's your account summary." Only a $1500 limit, calling credit solutions very soon to see about an increase.
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 3 of 5
RonM21
Valued Contributor

Re: Should I call on my Marvel card application?

Well congrats and hope the recon on increase works out


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 5
Anonymous
Not applicable

Re: Should I call on my Marvel card application?

Ask for $10k - they'll counter with $6k.

Message 5 of 5
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