Should I convert my card or keep both of them?

Anonymous · ‎07-14-2015

I have the Delta SkyMiles Classic (with no annual fee) card that I got just about 1 month ago. Yesterday it was announced that Delta employees could get the Gold Delta Card for $0 annual fee. I am a Delta employee. My question is this....Would it be better to convert my Classic Card to the Gold Card or try for a new app for the Gold card? I am wondering if there is an advantage to holding on to the Classic Card or not in terms of building my credit. I have the option of either. I'm just paranoid they will tell me "no" for the Gold Card. But then I will still have the classic card. But should I go for the gold so to speak even if it means sacrificing the classic?

Thanks.

gdale6 · ‎07-15-2015

ttt

Anonymous · ‎07-16-2015

@Anonymous wrote:
I have the Delta SkyMiles Classic (with no annual fee) card that I got just about 1 month ago. Yesterday it was announced that Delta employees could get the Gold Delta Card for $0 annual fee. I am a Delta employee. My question is this....Would it be better to convert my Classic Card to the Gold Card or try for a new app for the Gold card? I am wondering if there is an advantage to holding on to the Classic Card or not in terms of building my credit. I have the option of either. I'm just paranoid they will tell me "no" for the Gold Card. But then I will still have the classic card. But should I go for the gold so to speak even if it means sacrificing the classic?

Thanks.

I would say you have a very good chance of being approved if you have a good payment history with Delta, Go for the GOLD card, it is one of the easiest AMEX cards to acquire.

Anonymous · ‎07-16-2015

Is this card your oldest account? If so, leave it open and just apply for the Gold card. Why not have the 2 and see which one works best for you and then decide later? So if I were in your shoes, I'd leave the Classic open and apply for the gold card also.