Hi guys! SO long story short I opened my NFCU account last month. Instantly applied for both cash rewards and cloc both denied. Tried to recon cash rewards and that was also denied. I reconned the CLOC today and was approved for the $4000 I requested. Since my initial app I have had two collections removed from my reports, paid off three of my bank cc's and my score has gone up a bit. Would it be a good idea to reapply for a cc again or wait?
So I realize I still have a great deal of inquiries and my accounts are still pretty young but I have seen many approved wit the same looking stats and I just cleaned up my TU there are no negatives, and my score jumped up 62 points so I am now at 706 TU. I will perhaps just get the secured card and do a really good job at managing that and then reapply in the future.
