Even though making predictions on Disco is like using a Magic 8 Ball lately.. you started with a moderate CL... (5.5K starter SL on a Disco is pretty good BTW) (by Disco standards).. My guess is it shouldn't take a long time for it to grow, but as Joe said.. the early auto-luv is a bit hard to call at this point... Congrats, and good luck =)
Congratulations on getting theDiscover It. Of course you’ll want to spend responsibly and only charge what you can PIF on or before statement date, but by applying now you will functionally get 5 quarters for the cash back bonus. This means all 4 quarters of 2018 and I believe at least 1 month of the first quarter of 2019. I used my new Discover It at Costco.com (I don’t belong to Sam’s Club or other warehouses) and met the $1,500 quarterly category max for the cash back and match by purchasing a desperately needed new laptop and gift cards already discounted 20%. Also be sure to check out the Discover Deals which are like a whole other category giving 5% back for online purchases, doubled to 10% cash back for the first year. I wouldn’t use it to purchase anything I wouldn’t otherwise buy but, for example, I was all set to buy something online for $199.99, happened to just check Discover Deals, was surprised to see the store as one of the deals, and so will be able to get 10% back (~$20) on a purchase I was already going to make.
Starting Score (October 7, 2010): EQ: 698 TU: 709