Should i call boa recon again for cli?

[Anonymous]

hey guys,

i have the boa travel rewards for five years, always pif, never late. Auto CLI from $800 to $1300 in 2011 and then hp cli to $3600 in 2012. Hit the luv button this evening, asked for 20k, got 7.8k, called the recon and she offered 10k. Her argument was boa can offer me a total of 15k credit and since i have 5k (since 2013) on my 123 rewards she can only offer 10k on it. She was ready to transfer some limit from 123 rewards but i denied.

I declared 50k as the total salary including my gf's stipend. We both are students. I have read a lot about other people's success with boa cli but in 5 years i have only 10k limit which is a little on lower side. I am thinking of calling the credit analyst again in a day or two. 

Has anybody had any success in getting cli again after calling secod time? Should i go for it or wait six months (don't want another hp though)?

other cards: Discover (6.5k), Arrival + (4k), amex blue (20k). Discover FICO 752.

[DeeBee78]

---

@Anonymous wrote:

hey guys,

i have the boa travel rewards for five years, always pif, never late. Auto CLI from $800 to $1300 in 2011 and then hp cli to $3600 in 2012. Hit the luv button this evening, asked for 20k, got 7.8k, called the recon and she offered 10k. Her argument was boa can offer me a total of 15k credit and since i have 5k (since 2013) on my 123 rewards she can only offer 10k on it. She was ready to transfer some limit from 123 rewards but i denied.

I declared 50k as the total salary including my gf's stipend. We both are students. I have read a lot about other people's success with boa cli but in 5 years i have only 10k limit which is a little on lower side. I am thinking of calling the credit analyst again in a day or two. 

Has anybody had any success in getting cli again after calling secod time? Should i go for it or wait six months (don't want another hp though)?

other cards: Discover (6.5k), Arrival + (4k), amex blue (20k). Discover FICO 752.

---

If BOA has told you what they're comfortable lending you, I would leave it at that. 

If you want another high limit card, open a Capital One Venture or BBVA Amex. 

[Anonymous]

Thats what I was feeling. But wanted an expert opinion as people here sometime suggest to call again withing 30 days to use the same hp. I dont care much about cl. Was in a dilemma because it was a hp so wanted to maximize the rewards. Thanks for the reply 

[gingerflower]

Agree with Deebe78...

[FinStar]

I would leave well enough alone OP. If they discern a pattern from your repeated CLI requests, they will only offer to reallocate from your other BOA card which you had already stated that you were unwilling to do.

They are already being generous offering the maximum at this time given your income situation and history with them.