So I applied for the Marriott Card.....

[ibmrad7]

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@Jimmy420 wrote:

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@ibmrad7 wrote:

and I got 30 days message on the phone status line :-( Chase hates me.

My current util is high at 33%

FICOs are in 702-715 range

Inquiries, EX: 1(18 months old), EQ/TU: 6 (from car shopping over a year ago)

Income: 148K.

AAoA: 4 years,11 months

No lates ever.

Highest Limits: BOA (20K), SPG (17K), DISC(17.5K), AMEX HILTON (14K)

Last Credit Card Account was in March 2015.

Do you guys think I stand a chance?

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30 days message is a good sign and im sure you will get approve for it, call automated app status to check 1-800-436-7927 . GL

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Thanks Jimmy. Getting on it

[Anonymous]

I applied for the ritz card on 4/6 and day one on the automated line got the 2 week message and the next day up to now have been getting the 30 day message.  I am keeping,y fingers crossed but this is taking a long time.  I would recommend not calling the to talk to them. People say it is best to wait it out and call only if denied.

[ibmrad7]

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@Anonymous wrote:

I applied for the ritz card on 4/6 and day one on the automated line got the 2 week message and the next day up to now have been getting the 30 day message.  I am keeping,y fingers crossed but this is taking a long time.  I would recommend not calling the to talk to them. People say it is best to wait it out and call only if denied.

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Thanks for the pointer. I am the most impatient person... but I guess I'll follow your suggestion and wait it out. Let me know if you hear something back.

[Anonymous]

Will do as soon as I hear I will let you know. 

[Kiki901]

So people say it's best to NOT call...but that wasn't the case for me, so here is what I did. 

I applied for the Marriott card as well and got the 30 day message. I was planning a few trips within the next month so I wanted my card ASAP. I called the verification department directly @ 877-470-9042. I told them I was attempting to check the status of my app and it transferred me to that department.

If it's held up for verification, they will text you a code to verify, which means most likely you will be approved.

If not, they will transfer you to the consumer lending team (I was transferred there when I was denied for the freedom card.)

If they say they are transferring you, I would hand up and then wait it out.

[Loquat]

Good luck to you!

[ibmrad7]

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@Loquat wrote:

Good luck to you!

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Thank you

[ibmrad7]

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@Kiki901 wrote:

So people say it's best to NOT call...but that wasn't the case for me, so here is what I did. 

@I applied for the Marriott card as well and got the 30 day message. I was planning a few trips within the next month so I wanted my card ASAP. I called the verification department directly @ 877-470-9042. I told them I was attempting to check the status of my app and it transferred me to that department.

If it's held up for verification, they will text you a code to verify, which means most likely you will be approved.

If not, they will transfer you to the consumer lending team (I was transferred there when I was denied for the freedom card.)

If they say they are transferring you, I would hand up and then wait it out.

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Thanks for the tip. This sounds like a great idea to self check a possible approval. I am going to try it if I don't hear back in couple of days.

[ibmrad7]

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@Kiki901 wrote:

So people say it's best to NOT call...but that wasn't the case for me, so here is what I did. 

@I applied for the Marriott card as well and got the 30 day message. I was planning a few trips within the next month so I wanted my card ASAP. I called the verification department directly @ 877-470-9042. I told them I was attempting to check the status of my app and it transferred me to that department.

If it's held up for verification, they will text you a code to verify, which means most likely you will be approved.

If not, they will transfer you to the consumer lending team (I was transferred there when I was denied for the freedom card.)

If they say they are transferring you, I would hand up and then wait it out.

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Thank you much. I followed your tips and just got off the call with their verification department. Like you said they texted me a code, read it back to them and got approved for 16K. I would recommend your method to anyone who has lack of patience like me :-)

[Anonymous]

I just tried this and was told "it was being handled by the ritz Carlton team directly" they wanted to transfer me but when they did I hung up.  I wonder if that was lending department or if it was actually someone from ritz.  She said they may ask me some security questions but I didn't want to risk it.