Somebody help me! Cap1 question

[Booboo71]

Maybe someone can help me? I have noticed a trend going on with capital one approvals for others and I need some insight on my situation. Currently I have a secured cap1 card that has been open since Aug 2012 (1st card in rebuilding) I had to put the whole $200 deposit for it. Since that time I have been given 2 CLI's totaling $350 I also deposited an additional 200 so my CLI is $750. Fast forward to now I currently have a credit steps sony card that now has a 1750 credit limit along with a kohls card (Cap1) among other credit cards (BOA,Chase etc) So everytime i do the prequalify on its site i never ever get ant offers So a few days ago i decided to bite the bullet and apply for QS well like i thought it was denied and the reason given was " Our current files indicate you have the maxium allowed 2 credit cards allowed by cap1" Well how do other get 3 and some 4 credit cards with them? I'm thinking of closing the secured card because i think that card is holding me back.. Any thought? Suggestions? Sorry so long! Thanks

[Anonymous]

Agreed. That card has served its purpose. Just remember Cap1 is gonna give you the old triple pull when you apply for a new card.

[Booboo71]

Exactly. I just see people getting crazy limits and getting over 2 credit cards with them but they tell me i have reached the maxium 2 cc allowed. Confusing.

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@Anonymous wrote:

Agreed. That card has served its purpose. Just remember Cap1 is gonna give you the old triple pull when you apply for a new card.

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[Anonymous]

You can get up to 4 cards but only two can be subprime cards and only two can be prime cards

[Booboo71]

okay that actually makes sense! To bad they dont state that in the email! To me its like their saying 2 is the most. Thank you. Still really wanting to close the secured card. 

[Anonymous]

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@Booboo71 wrote:

okay that actually makes sense! To bad they dont state that in the email! To me its like their saying 2 is the most. Thank you. Still really wanting to close the secured card. 

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Yeah they should be specific and I would close the secured card.  Time to move on.  If you do that just reapply again if you can take the inquiries.

[Booboo71]

I will tomorrow. tired of that secured card!

[Anonymous]

It's great that you're ready to grow past it!

[dobirdsmommy]

I know how you feel I just closed my Partially secured card Monday. 2/3 it turned 3 years old and it went bye bye.