Every time I've tried applying for this card I've gotten denied every time. I've even done the ACT several times before but no luck. This time, I decided to look at an M1 MacBook Air to purchase and checked out the refurbished part of the site. When I added that product to my cart and logged in, already I could tell the application for this card looked different for sure. It looked more like how it is on the phone. I enter my info in and instead of that usual denial message, this time it says my application is in review.
Should I give Apple a call to see what's going on. I have a funny feeling there could be a surprise coming. I'm shocked.
Edit: Nvm. Close call. Just got the generic applied a number of times message. Darn it. Gonna have to give it another month. How disappointing.
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500
Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
