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Starbucks card application

Jtre87
New Contributor

Starbucks card application

 My gf applied for this card twice, denied the first time 7 months ago. Today she got the 30 day message on the automated line, then a 7-10 day online. Being me we had to call and recon, the gentleman just said we're reviewing the app, no more info. Has chase shut us down from reconing? Her scores are 730+. Any one had a similar case?

Message 1 of 11
10 REPLIES 10
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Starbucks card application

Has she opened or been added as an AU to 5 or more cards in the last 2 years?




Message 2 of 11
FinStar
Moderator

Re: Starbucks card application

Do you recall the reason(s) Chase provided why she was denied last time?

Message 3 of 11
Beetlejuice125
Valued Member

Re: Starbucks card application

7 - 10 day letters rarely portent good news. It could be a verification letter

Say it three times
You know you want to
Message 4 of 11
Duriel
Contributor

Re: Starbucks card application


@Beetlejuice125 wrote:

7 - 10 day letters rarely portent good news. It could be a verification letter


My experience is less than many but I've never had a 7-10 message go approved. 

Message 5 of 11
Loquat
Moderator

Re: Starbucks card application

Best of luck to your GF. I actually forgot that there was a Starbucks card by Chase.
Message 6 of 11
FalconSteve
Established Contributor

Re: Starbucks card application


@Jtre87 wrote:

 My gf applied for this card twice, denied the first time 7 months ago. Today she got the 30 day message on the automated line, then a 7-10 day online. Being me we had to call and recon, the gentleman just said we're reviewing the app, no more info. Has chase shut us down from reconing? Her scores are 730+. Any one had a similar case?


My wife had an even better credit score and was denied by Chase last summer, recon wouldn't even listen. I'm starting the wonder if Chase even does recon anymore.

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $6300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Credit Scores for both of us around 800, depending on what you pull & balances

All PIF, frequently before statement close
Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback), $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge, my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card
Message 7 of 11
Jtre87
New Contributor

Re: Starbucks card application

Hey friends, well chase called my gf. Turned out they wanted to verify Indentity. Called this afternoon. She almost didn't answer assuming it was a call about her warranty about to expire. Thank you guys for the replies! ✌🏽

Message 8 of 11
OmarGB9
Community Leader
Super Contributor

Re: Starbucks card application


@Jtre87 wrote:

Hey friends, well chase called my gf. Turned out they wanted to verify Indentity. Called this afternoon. She almost didn't answer assuming it was a call about her warranty about to expire. Thank you guys for the replies! ✌🏽


So was she approved?


Last App: 05/30/2021
Capital One Auto Refinance Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 11
Jtre87
New Contributor

Re: Starbucks card application

Oh yes. She was forgot to mention that part. Starting cl of 2400 


@OmarGB9 wrote:

@Jtre87 wrote:

Hey friends, well chase called my gf. Turned out they wanted to verify Indentity. Called this afternoon. She almost didn't answer assuming it was a call about her warranty about to expire. Thank you guys for the replies! ✌🏽


So was she approved?


 

Message 10 of 11
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