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I applied for membership twice with them each was denied due to 'unable to verify identity' even uploading what they request for documentation. I was told "Come to a branch.", like I am flying halfway across the country just to join? I then researched a little on the internet after the denials and found some posts in this forum noting they are super uptight about addresses matching between the application and documentation.
I wasted two hard pulls trying to join, like another poster mentioned in this thread there are plenty of other financial institutions who aren't as conservative and make it way easier to do business with them.
Can we have an update?
I'm planning to apply for their 2% cash back card before my next foreign trip and am curious how long it will take to get approved.
@frugal47374 wrote:Can we have an update?
I'm planning to apply for their 2% cash back card before my next foreign trip and am curious how long it will take to get approved.
SDFCU is a local community union--every one is nice but it's not an efficient institution. Between the application and receipt of the card, expect 3-4 weeks. You have an option to pay for expedited shipping but the approval could still time. If you are not a member, I'd recommend going into a branch with ID, funds for the initial deposit and POI if required for the CC app.