Still AMEX blacklisted

ccpat · ‎01-20-2016

I had a $7000 Amex discharge over 8 years ago and I received the message below when I app'd for a Blue. No Inq either. Will this ever go away????

Thank you for applying for the Blue Cash EverydayÂ® from American Express. We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous accounts.

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If you have any questions, please call 1-800-567-1083 or write to us at the address above. You may qualify for a new Card in the future and are welcome to submit an application at a later date. You can also learn more about managing your credit at Thank you for applying for the Blue Cash EverydayÂ® from American Express. We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous accounts.
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If you have any questions, please call 1-800-567-1083 or write to us at the address above. You may qualify for a new Card in the future and are welcome to submit an application at a later date. You can also learn more about managing your credit at americanexpress.com/consumerresources.
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Thank you for your interest in American Express.
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Sincerely,
Â
Donna Visco
VP, Global New Accounts
We've provided an important notice below concerning your rights. The creditor is American Express Centurion Bank.

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Thank you for your interest in American Express.

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Sincerely,

Â

Donna Visco

VP, Global New Accounts

We've provided an important notice below concerning your rights. The creditor is American Express Centurion Bank.

Saleen099 · ‎01-20-2016

That message will go away once you pay it and then you probably have to wait a little bit before they will consider let you back in. I've been waiting for 16+ years and they still won't let me back you. So my suggestion is that you start paying them back and then maybe they might let you back you.

ryox03 · ‎01-20-2016

I finished paying a settlement with them for a 10k CO last year, paid them off, and was approved for the below for probably no more than 6 or 7 months later if memory serves me right.

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016

Anonymous · ‎01-20-2016

Hahah I keep testing the waters with them for fun. I burnt them for 2k a while back and it already is off my report. I find it interesting that Cap1 took me to court for their $$$ which I paid via a pay off plan before court happened but Amex really just let it go. Would be nice to get a get out of jail free card with them for my one stupid mistake but I may suck it up and one day just pay them off.

ryox03 · ‎01-20-2016

@Anonymous wrote:
Hahah I keep testing the waters with them for fun. I burnt them for 2k a while back and it already is off my report. I find it interesting that Cap1 took me to court for their $$$ which I paid via a pay off plan before court happened but Amex really just let it go. Would be nice to get a get out of jail free card with them for my one stupid mistake but I may suck it up and one day just pay them off.

It's not that so much as they just keep their AR internal. My main motivation to get back with Amex was in order to qualify for a corporate Amex in the chance I some day end up running a department at my company.

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016

Anonymous · ‎01-20-2016

Amex was included in my BK, and they let me back in. It only took 33 years.

Saleen099 · ‎01-20-2016

@Anonymous wrote:
Amex was included in my BK, and they let me back in. It only took 33 years.

O.O

Anonymous · ‎01-20-2016

@Anonymous wrote:
Amex was included in my BK, and they let me back in. It only took 33 years.

Sorry but wait a sec...you were one of the elusive AmEx holders during the 1980's in their glory days! To quote Pretty in Pink, John Hughes, "How would you like to pay, American Express Platinum?" Said Molly to the rich kid.

Sorry OP.

Anonymous · ‎01-20-2016

@Anonymous wrote:
@Anonymous wrote:
Amex was included in my BK, and they let me back in. It only took 33 years.
Sorry but wait a sec...you were one of the elusive AmEx holders during the 1980's in their glory days! To quote Pretty in Pink, John Hughes, "How would you like to pay, American Express Platinum?" Said Molly to the rich kid.

Sorry OP.

I got a Green card in 1980. I whipped that puppy out at every opportunity!

UncleB · ‎01-21-2016

@ryox03 wrote:
@Anonymous wrote:
Hahah I keep testing the waters with them for fun. I burnt them for 2k a while back and it already is off my report. I find it interesting that Cap1 took me to court for their $$$ which I paid via a pay off plan before court happened but Amex really just let it go. Would be nice to get a get out of jail free card with them for my one stupid mistake but I may suck it up and one day just pay them off.
It's not that so much as they just keep their AR internal. My main motivation to get back with Amex was in order to qualify for a corporate Amex in the chance I some day end up running a department at my company.

This might depend on the company, but I included Amex in a BK7 back in the spring of 2000, and a few months later (literally - I'm not even sure I was discharged yet) I got an Amex corporate card. As a data point, my employer at the time was a very large Fortune 100 company, so that might have made a difference.

I was very nervous about the whole thing (what a way to start off a new position, right?) but it turned out OK. Later I mentioned this to a coworker, and I was pleasantly surprised to find out he had been concerned about his application as well.