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Still can't get in with CHASE

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morgacj2004
Valued Contributor

Re: Still can't get in with CHASE

The main reason I want to get in with them is to get a CSP so I can dump my Barclay Arr+


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 21 of 102
Scupra
Super Contributor

Re: Still can't get in with CHASE


@Anonymous wrote:

I'd honestly forget about trying to get in with Chase. I have a Chase Freedom and within those 2 years, they have yet to give me an automatic CLI. While I just got approved for an Amex Plat Business. 

 

Pathetic. (Not you. Chase.)


I got my Freedom with a SL of $500 4/2015   I then requested a CLI 7 months later and was raised to $5,000

 

Don't sit around waiting for auto luv Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 22 of 102
panda11
Regular Contributor

Re: Still can't get in with CHASE

@ Scupra If my ultimate goal is to get the CSP, should I buy the bullet and apply for the CSP or should I try to get the Freedom card first?  Thank you

Message 23 of 102
Scupra
Super Contributor

Re: Still can't get in with CHASE


@panda11 wrote:

@ Scupra If my ultimate goal is to get the CSP, should I buy the bullet and apply for the CSP or should I try to get the Freedom card first?  Thank you


Tough question.. My goal was similar except I knew I wanted the CSP/Freedom combo for transfer purposes. I went with Freedom first to prove myself and then went after the CSP. My Freedom was talked about heavily when I called to recon CSP. Hope that helps ya Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 24 of 102
panda11
Regular Contributor

Re: Still can't get in with CHASE

@ Scupra I am going for the CSP and my wife will try for the Citi's Costco card (Both Chase and CITI were IBB).  We have all the Capital One and Barclays Cards we need at this time.  Again, thank your for being such a great mentor on this board. (4 1/2 years post discharged with 720 Experian 08 FICO).

Message 25 of 102
dragontears
Senior Contributor

Re: Still can't get in with CHASE

You included both chase and citi in BK less than 5 years ago? Did you pay them back?
Message 26 of 102
panda11
Regular Contributor

Re: Still can't get in with CHASE

Negative

Message 27 of 102
dragontears
Senior Contributor

Re: Still can't get in with CHASE

Really doubt chase will give you any card this soon as they have almost as long of a memory and is as unforgiving as Amex when they are burned
Message 28 of 102
Scupra
Super Contributor

Re: Still can't get in with CHASE


@dragontears wrote:
Really doubt chase will give you any card this soon as they have almost as long of a memory and is as unforgiving as Amex when they are burned

It may be hard but others have done it without the IIB account even being brought up during recon.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 29 of 102
panda11
Regular Contributor

Re: Still can't get in with CHASE

Reason for my madness, closing on my mortgage refi this Friday, 100K combined limit with NFCU, CO and Barclays.  2 apps in last 2 years.  Willing to take a chance, if denied, will recon and move on from there.

Message 30 of 102
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