I have 4 Synchrony cards - Walmart MasterCard, Amazon Store, BP and TJ Maxx. PIF on TJ Maxx and BP with small balance carried in other two. Regularly getting CLIs on all except BP. It's the BP card which has repeatedly declined me for 12 months now. I'm aware that each card has different under writing mechanism which dictate the CLIs, but what's special with BP? Have tried online CLI, getting it applied through an agent, zilch.....nothing.
Any ideas why only that card is being singled out?
My initial guess is because it is a gas card and one would normally not need a high CL on it. What is your current limit?