Suggestions for Kids Clothing Store Cards

[Daare2dreeam]

I'm in the process of rebuilding. I currently have low high 500s-600s scores. I have a few Comenity cards. I can't seem to get any other department store cards due to my recent new accounts and inquiries.

My plan is to start gardening this month. I haven't applied for anything as of the 1st, however I really need a card to a store that has a good selection of kids clothes that I could get approved for easily.

The cards I have now have been useful for me as I've started a new job and needed business attire but none of them have clothes for my little one.

No luck with non-Comenity stores like Kohls, Macys, Target or Old Navy. I have Walmart storecard.

Any suggestions for Comenity cards via sct for kids clothes or any sp non-Comenity cards?

[Anonymous]

You're still in a rough spot score wise. Perhaps get a secured card for some bank card score boost in the coming months. Paypal credit might give you a small limit to buy items online, but shopping for kids is hard to not try them on, I get it. Theres a comenity list that has justice and a few others, but power to shop anywhere has the versatility

[Anonymous]

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@Daare2dreeam wrote:
I'm in the process of rebuilding. I currently have low high 500s-600s scores. I have a few Comenity cards. I can't seem to get any other department store cards due to my recent new accounts and inquiries.

My plan is to start gardening this month. I haven't applied for anything as of the 1st, however I really need a card to a store that has a good selection of kids clothes that I could get approved for easily.

The cards I have now have been useful for me as I've started a new job and needed business attire but none of them have clothes for my little one.

No luck with non-Comenity stores like Kohls, Macys, Target or Old Navy. I have Walmart storecard.

Any suggestions for Comenity cards via sct for kids clothes or any sp non-Comenity cards?

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AAre you getting any preapprovals from Cap 1?  Maybe if you got in the door with them, then you might qualify for either Kohl's or Justice since Cap 1 does the underwriting for those cards.  All of the Comenity cards that sell kids clothes, the clothes are expensive and I couldn't see putting out that kind of money when kids outgrow their clothes quickly.  If no luck Cap 1,  give it a couple of months, get your scores up to 620-640, then try again. 

[Anonymous]

If you don't have Overstock already you may want to see if you can get that via SCT. Also it would take a HP to get it since it's not available via the SCT but Carson's might be worth getting. If you have had some luck with Comenity you might get approved. It might be a smaller limit but as your scores improve it can grow massively. DGF was able to get it with an app and a HP at 590ish EQ score. Can't go in and get her the multiple CLI's that some of us have been able to get but I think that is score related for some. They have some really great deals and are forever having sales and bonus coupons to stack on top of that. 

[dcastillo68]

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@Daare2dreeam wrote:
I'm in the process of rebuilding. I currently have low high 500s-600s scores. I have a few Comenity cards. I can't seem to get any other department store cards due to my recent new accounts and inquiries.

My plan is to start gardening this month. I haven't applied for anything as of the 1st, however I really need a card to a store that has a good selection of kids clothes that I could get approved for easily.

The cards I have now have been useful for me as I've started a new job and needed business attire but none of them have clothes for my little one.

No luck with non-Comenity stores like Kohls, Macys, Target or Old Navy. I have Walmart storecard.

Any suggestions for Comenity cards via sct for kids clothes or any sp non-Comenity cards?

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Try Modell's, it is through comenity and works with the SCT.  It is great for kids shoes.  I don't have a modell's near me but I just buy online.

[Pway]

How many new accounts have you opened recently?  However, the only store that comes to memory is BonTon.

[Anonymous]

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@Pway wrote:

How many new accounts have you opened recently?  However, the only store that comes to memory is BonTon.

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Carson's is one of the stores under the BonTon chain. Think there are five or six in total. 

[Daare2dreeam]

Thanks everyone

I have Modells havent used it yet.

Ive opened at least 5 new accounts since June. I know it hurts my credit age abd the ibquiries dont help but they were mostly through the sct.

The extra cls have helped my utilization though. I haven't had any luck via the sct with bonton or overstock although i havent tried in a couple of months I think. Ill gave to check out Carsons.

Had an old chargeoff with Cap back in 2011. They did say I qualified/approved for a secured card but I dont want abother secured card. I have a couple already.

I think i may have been denied a paypal account over the summer. I agree shopping for kids is hard online. It would be nice to have a card to a store that is nearby.

[Wovenyarn]

I recently replied to a similar thread.  I would recommend Children's Place.  They are all over the US and they almost always offer free shipping online.  Plus they automatically give you 5% off anything you purchase with the card.  Their clothes are good qualify but not super expensive.  Their card is managed by Citi.  I started with like $700 limit and now I'm at $1500 I think.  It took a HP to get the CLI but it was after only 4 months of having the card.

Old Navy Visa is another good one.  I just got this card but there are tons of posts in the forum about the benefits of using it to shop at Old Navy.  Lots of coupons and discounted/free clothes.